Small BusinessPayments
What is an eCheck? How electronic checks work & benefits
Jul 17, 2026
An eCheck, or electronic check, is a digital version of a paper check that transfers funds electronically between bank accounts through the Automated Clearing House (ACH) network. Instead of writing and mailing a physical check, the payer submits their bank account information online, and the payment is processed digitally.
5 mins readAuthorPayPal Editorial Staff