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PayPal Cashback Mastercard®

Shop with the new PayPal Cashback Mastercard® to earn unlimited 3% cash back1 on PayPal purchases and unlimited 2% on all other eligible purchases. No restrictions, rotating categories, or annual fee.2

Buy what you love now. Pay later.

Split your purchase into 4 interest-free payments with no late fees3, or buy bigger and pay smaller with monthly installments.4

Get more out of your credit card rewards

Add your cards. Earn rewards when you pay with PayPal.5 Use those rewards to pay, too.6

Shop your faves. Pay with PayPal.

Make your donations go further

We’ll cover the transaction fees for qualifying charities when you give in our app or website.5

Power up your side hustle

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1Purchases subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. Review Rewards Programs Terms. for details and restrictions.

2Review Terms and Rates for New Accounts.

Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to transfer your Cash Rewards to your PayPal balance. If you do not have that account, you can transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

3Pay in 4 is available to consumers upon approval for purchases of $30-$1,500. Pay in 4 is not currently available to residents of Missouri, Nevada, New Mexico, or North Dakota. Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services.

4Pay Monthly is subject to consumer credit approval. APR is 9.99-29.99% based on your credit. Terms may vary based on the purchase amount. For example, a $600 purchase can be paid at 18%APR in 6monthly payments ($105.34/mo.;$32.02 interest;$632.02 total of payments),12 monthly payments ($55.02/mo.;$60.20 interest;$660.20 total of payments), or 24 monthly payments ($29.96/mo.;$119.07interest;$719.07 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Offer availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK,CO, HI,ME,MA,NE,NV,NH,NY, SD,TX, andVT. You must be of legal age in your U.S. state of residence. Missed payments may have an impact on consumer’s credit report. The lender for Pay Monthly is WebBank. PayPal, Inc.:CT Small Loan Licensee,NMLS #910457. RI Loan Broker Licensee.

5Subject to issuer's reward program terms and conditions.

6Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, review terms and conditions.

7PayPal covers all transaction fees only when donating in support of a charity to PayPal Giving Fund, a 501(c)(3) charity, subject to its terms. Donations can take up to 45 days to get to your chosen charity. It’s rare, but if we can’t send your money to this charity, we’ll ask you to recommend another. If we can’t reach you, we’ll send it to a similar charity and keep you updated. Your donation is typically tax-deductible in the US.

All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.

PayPal, Inc. NMLS ID #910457