Drive conversion with a guest checkout powered by our customer network. More about Fastlane by PayPal  

Global payment processing

The end-to-end payment platform built for growth.

Deliver seamless checkout experiences with PayPal’s proven and connected solutions—online, mobile, and in person.

Connect With Us
Talk to a payments expert 1-855-787-6121.
Woman tapping her phone to pay

Integrated payments solutions

Accept preferred payment methods

Offer popular ways to pay, including debit and credit cards, digital wallets, PayPal Pay Later, and local payment methods—in person and online.

Payment Methods

Accelerate guest checkout

Fastlane by PayPal recognizes millions of customers and autofills their payment info to speed up guest checkout by approximately 28%.1 No additional transaction fees through June 30, 2025.

Guest Checkout

Optimized payments

Approve more orders with tools designed to increase conversion, minimize costs, and reduce latency, including Account Updater, Network Tokenization, and Smart Retries.

Optimized Payments

Manage risk

We help you protect your business with an integrated and customizable suite of fraud tools, including risk services like Fraud Protection and Dispute Automation.

Risk Management

Orchestration made simple

Work with multiple payment providers, acquirers, and banks to optimize customer experiences across all channels.​

Orchestration

Make payouts at scale

Securely send payments to 200+ markets in 50+ currencies. We support bank transfers, direct-to-card transactions, prepaid cards, digital wallets, and more.

Mass Payments

Innovation that drives results

25 billion transactions
PayPal processed 25 billion payment transactions in 2023.2
200+ markets around the globe
Scale into new markets and accept payments in 135 currencies.
4.9 percentage point lift in auth rates
In the US, PayPal Enterprise Payments can help increase authorization rates by 4.9 percentage points on credit card transactions for large enterprises.3

Global businesses driving growth

with PayPal Enterprise Payments

PayPal + Live Nation

Stability is paramount both on our systems and our payment stack. PayPal Enterprise Payments has just been an incredibly reliable partner.”

— Pranay Reddy, VP eCommerce Business and Development, Ticketmaster, a Live Nation company

Global card processing built for scale

Accept popular credit and debit cards and wallets across your sales channels

  • Offer alternative payment methods including digital wallets like Apple Pay and Google Pay

  • Accept local payment methods, PayPal, Venmo (US only), and PayPal Pay Later

  • Fulfill PCI DSS requirements because PayPal is PCI compliant

  • Use our resources to help navigate complex network requirements

Help improve security and approvals

Leverage dynamically updated network tokens to drive conversion and reduce churn.

Tokenization

Optimize transaction routing

Route transactions to global acquirers and networks that offer fast, reliable, and cost-effective processing.

Retry declined transactions

Intelligently retry declines to increase the chance of transaction success while reducing retry fees.

Automatic Retries

Keep data fresh

Use Account Updater to securely make batch and real-time updates for Visa, Mastercard, American Express, and Discover.

Account Updater

Offer PayPal and Venmo

Grow your business by connecting to a network of 400+ million active accounts⁴

  • Deliver a seamless checkout that lets customers complete their purchase 43% faster5

  • Globally, card processing authorization rates through PayPal Checkout are up to 5 percentage points better than the market average for large enterprises6

  • Learn more about how to easily offer PayPal, Venmo7, and Pay Later

33%
PayPal can help increase checkout conversion by an average of 33% for large enterprise merchants.8
New

Fastlane by PayPal

Drive guest conversion with our customer network

Fastlane recognizes millions of customers and autofills their payment info to speed up guest checkout by approximately 28%.1 No additional transaction fees through June 30, 2025.

More About Fastlane

Choose your integration path

SDK or API

Integrate with our flexible and powerful developer tools

  • Integrate with our Client SDK for Android, iOS, and JavaScript, and Server SDK for Java, .NET, Node.js, PHP, Python, and Ruby

  • GraphQL, our next-generation API, offers an efficient, flexible integration with the freedom to use any programming language you want without having to update an SDK

Drop-in or custom UI

Customize your buyer's experience

  • Use our ready-made UI or tailor your own to create a checkout experience that fits your brand

  • Create a seamless, secure checkout flow across all devices

  • Designed to keep your website compliant with PCI standards

PayPal offers the features you want

Accept

Accept Table
Payment methods Checkout experiences Integrations
Accept payments in 200+ markets, 135 currencies Online web Drop-in UI
Acquiring in 48 markets Mobile web Custom UI (Hosted Fields)
Cards (credit, debit) Mobile app SDK (server and client)
PayPal payments (PayPal, Venmo, Pay Later, PayPal Credit) In-context API
Wallets (Apple Pay, Google Pay, others) Omnichannel and in-person Third-party integrations
Alternative payment methods (iDEAL, SEPA, and others)

Process and optimize

Process and optimize
Optimized processing Vaulting & orchestration Manage risk
Account Updater Extensible, PCI-compliant vault Intelligent Authentication and 3DS
Network Tokenization
Payments orchestration
Fraud tools
Smart Retries Data sharing with third parties
Advanced fraud tools
Omnichannel vaulting Dispute automation

Settle and payout

Accept Table
Settle Payouts
Reporting and reconciliation Multicurrency, multi-payment method funding
Pay-in/pay-out ledger Streamlined KYC and onboarding
Next day funding9

Grow and manage

Grow and manage
Grow Third-party integrations Support
Interchange pricing Partner integrations White glove support
Recurring billing Enterprise plug-ins Global support center
PayPal Rewards POS devices or platforms​ 24/7 monitoring
PayPal Shopping
In-person use cases​

Explore articles, case studies, and more

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More about payments processing

Accept PayPal Payments
 
Venmo for Business
 
Offer Pay Later
 
Payment Methods
 

How commerce gets connected

Elevate your business with an integrated payments solution.

Connect With Us
Talk to a payments expert 1-855-787-6121.
Images are for illustrative purposes only.
1
Based on PayPal internal data from April 3 to June 15, 2024. Comparing Fastlane accelerated shoppers vs. non-accelerated shoppers for merchants that have integrated Fastlane.
2
PayPal Earnings-FY 2023, based on PayPal internal data.
3
Comparative analysis showing average auth rates of major global payments network and PayPal internal data, from online transactions over a 12-month period between Oct 2022 – Sept 2023. Among SMBs. Excludes transactions from Amazon and Meta.
Delta (arithmetic difference) between PayPal Business Payments (card processing) and market authorization rates based on number of transactions.
LEs: Merchants with estimated annual revenue over $100M+ in US.
4
PayPal Earnings-Q2, 2024, based on PayPal internal data.
*Active accounts are consumer and merchant accounts that have completed a transaction within the past 12 months.
5
PYMNTS.com, The 2022 Buy Button Report: Accelerating Checkout Optimization, August 2022. N=636: Merchants that accepted at least one buy button in Q2-2022, fielded May 23, 2022–June 5, 2022. Compared to merchants that do not use the PayPal button feature.
6
Comparative analysis showing average auth rates of major global payments network and PayPal internal data, from online transactions over a 12-month period between Oct 2022 – Sept 2023. Does not include transactions from domestic schemes (e.g. Cartes Bancaires, EFTPOS). Among LEs. Excludes transactions from Amazon and Meta. Delta (arithmetic difference) between PayPal Enterprise Payments and market authorization rates based on number of transactions. Composite results weighted across countries (US, UK, DE, AU, FR, IT, ES, CA, BR) based on size of 2023 digital commerce markets, sourced from Euromonitor.
7
Venmo is available only in the US.
8
Nielsen Study, Commissioned by PayPal, Nielsen Media Behavioral Panel of USA with 408K large enterprise desktop purchase transactions, from 25K consumers between January–December 2022. Checkout conversion measured from the point at which the customers starts to pay.
9
Next day funding varies by market, is available to select merchants, and actual settlement time can vary.