Shopping & Rewards

Earn as you shop.

Pay how you want, where you want. And earn cash back while you’re at it. With PayPal, there’s a plus side to your purchases.

Your fave ways to pay

PayPal balance? Yep. Bank account? Of course. Credit and debit card? Absolutely. Use them to check out in seconds.

Your 5% cash back card

Gas, clothing, groceries, and more. Pick your category each month. Then earn 5% cash back on up to $1,000 spent in it per month. Meet the PayPal Debit Card.1,2

Up to 3% cash back

The PayPal Cashback Mastercard® delivers 3% cash back on PayPal purchases.3 And 1.5% back on everything else. No annual fee4 or limits on cash back. And no impact to your credit score if you’re declined.5

pay
smarter

Load up on cash back from top brands

Discover 1%, 2%, 5% cash back offers6 in the PayPal app. We'll apply them at checkout and let you know when they’re ready to be redeemed.

Pay over time with no late fees

Give yourself more flexibility. Break up your payments over weeks or months with Pay Later options like Pay in 4.7 Or opt for one of our other credit options.

Pay securely

Your transactions are encrypted. And Purchase Protection covers you on eligible purchases.8 Now that’s peace of mind.

Frequently asked questions

More ways to pay your way

All in

the new

PayPal app

It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.