Pay with PayPal

More cash back. More peace of mind.

Unlimited cash back. Plus, the option to pay how you want. Plus, encrypted transactions. There’s a plus side to paying with PayPal. And it really adds up.

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Unlimited cash back

Save cash back offers from hundreds of your favorite brands. Then combine with bonus cash back offers from us. We’ll apply them for you when you check out with PayPal. Check offers for details. Terms and exclusions apply

Check Out the Offers

Flexible payment options

Split purchases into 4 interest-free1 payments or interest-bearing monthly installments with no late fees.2 Or pay over time with PayPal Credit, your always-on credit line with no annual fee.3

Learn About Pay LaterDiscover PayPal Credit

Safe, secure, protected

Track packages in the app—even if you didn’t pay with PayPal. Rely on PayPal Purchase Protection4 on eligible items if there’s an issue. And trust that your sensitive financial info is safe.

Shop Confidently with PayPal

More ways to pay

Use your credit and debit cards, bank accounts, or PayPal balance to check out in seconds—without entering your info every time.

Add Your Card or Bank

PayPal Rewards

It all starts
 in the app

Save offers in the app before you shop. You’ll be ready to earn cash back. Then, come back to redeem rewards,5 track packages, keep tabs on your account, and earn even more cash back.

Download the app on your phone or sign up for free online.


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Pay with PayPal FAQs

Trust the way you pay

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

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1
Pay in 4 is available to consumers upon approval for purchases of $30 to $1500. Pay in 4 is currently not available to residents of MO or NV. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
2
Pay Monthly is subject to consumer credit approval. Fixed APR is 9.99-35.99%. Terms and rates vary based on purchase amount and your credit.  For example, a $600 purchase can be paid at 22% APR in 6 monthly payments ($106.51/mo.; $39.08 interest; $639.08 total of payments) or 12 monthly payments ($56.16/mo.; $73.88 interest; $673.88 total of payments).  A $2,500 purchase can be paid at 22% APR in 24 monthly payments ($129.70/mo; $612.69 interest; $3,112.69 total of payments).  Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, HI, or NV. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): CT Small Loan Licensee. RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
3
For New PayPal Credit Accounts: variable Purchase APR is 29.24%. The APR is accurate as of 3/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00. Subject to credit approval. The PayPal Credit Account is issued by Synchrony Bank and is available to US customers who are of legal age in their state of residence.
4
PayPal Purchase Protection is available on eligible transactions. Terms and limitations apply.
5
Check offers for details. Terms and exclusions apply.
6
Subject to issuer’s reward program terms and conditions.
7
Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
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