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You’re set! Pay in 41, or spend and earn credit card rewards2, with some of the world’s biggest brands.

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Split your purchase into 4 interest-free payments with no late fees—ever—almost anywhere PayPal is accepted.1

Reward yourself when you pay

Add your rewards-based credit cards—and its rewards balance—in the app. Continue to earn points, miles, and cash back when you shop with us. Redeem eligible rewards when you pay almost anywhere PayPal is accepted.2

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To get started, add a credit or debit card, or bank to shop how you want and track every purchase.

Pay with peace of mind

We don’t share your full financial information when you shop and can have your back after checkout with PayPal Purchase Protection. Terms apply.3

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1
Pay in 4 is available to consumers upon approval for purchases of $30 - $1500. Pay in 4 is currently not available to residents of MO, NV, or NM. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. Offers are not pre-approved offers or firm offers of credit.
All screen images are for illustrative purposes only.
2
Subject to issuer’s reward program terms and conditions.
3
Available on eligible purchases. Limits apply. See PayPal Purchase Protection terms and conditions.