How PayPal works

Join the millions of people who trust PayPal to send, spend, and manage their transactions without sharing financial information.

PayPal App image

PayPal helps simplify your life

Create an account for free

It's easy to create an account that lets you shop online and in person, and send and receive money.1

Send money securely

Whether you’re splitting the bill or planning a vacation, we make it easy for you to send money—from across the table or around the globe—to the right person with confidence.1

Learn how to send money         

Receive money with ease

It’s quick and simple to get paid from any PayPal user when you create and share your unique PayPal.Me link or QR code.2

Learn about receiving money         

Shop online or in person

Choose PayPal at checkout to skip entering your financial info or pay in person with QR codes. At home or in-person, PayPal Purchase Protection helps you shop with confidence.3

How to shop with PayPal         

Add cards to your digital wallet

Link your credit or debit cards, or bank account info, in one place so choosing a payment option at checkout is a breeze.

More about payment methods         

How to sign up for PayPal

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How to sign up for PayPal

  1. Download the free app on your mobile device

  2. Enter your mobile number to get a confirmation text

  3. Link a debit or credit card as a preferred payment method

  4. Explore the app’s new features or get started on your own terms

Join over 400 million PayPal users

Easily and securely spend, send, and manage your transactions—all in one place.

Experience the new way to PayPal

Download the app on your phone or sign up for free online.

1 An account with PayPal is required to send and receive money.

2 Purchase Protection is available on eligible purchases. Terms and limitations apply.

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