Earn interest with PayPal Savings

You work hard. Make your money work harder.

Set your money aside and watch it grow—to the tune of 3.75% APY. That’s 12x the national average.1

Save with PayPal Savings

Watch your money grow

Set your money aside and earn interest on savings. 3.75% APY is 12x the national average.1

No minimums, no fees

Save with no minimum account balances or fees.

Easy to manage savings

Use the app for 24/7 access to money transfers, goal tracking, and savings tips.

Set a goal, reach it fast

Set short- or long-term goals—from road trips to retirement—easily track them, and move money from one goal to another if priorities change.

Put your savings to work

Transfer money from your bank account or PayPal balance and earn interest on your savings. Plus, you can set up auto-save to make life easier.

Every dollar can lead to a big moment

Find more ways to manage your money

Join the millions around the world who love PayPal

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

A QR code you can scan with the camera on your phone to download the PayPal app

Scan the code or enter your number to get the app.

By clicking Send Link you agree to receive a text message with a link to the PayPal app. Message and data rates may apply.

We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies