Set your money aside and earn an anticipated 0.40% APY—that’s 6x the national average.1 Then reap the benefits of your hard work as you set goals for some of life’s biggest milestones.
PayPal is a financial technology company, not a bank. Banking services provided by Synchrony Bank, Member FDIC.
Set your money aside and earn interest. Anticipated rate of 0.40% APY is 6x the national average.1
Save with no minimum account balances or fees.
Use the app for 24/7 access to money transfers, goal tracking, and savings tips.
Transfer money from your bank account or PayPal balance and earn interest on your savings. Plus, you can set up auto-save to make life easier.
Set short- or long-term goals—from road trips to retirement—easily track them, and move money from one goal to another if priorities change.
1 As of September 2021, the annual percentage yield (APY) for PayPal Savings is anticipated to be 0.40% at launch. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of August 16, 2021.