A person receiving notification for Direct Deposit on their phone.

Simplify payday with Direct Deposit

Get paychecks or government payments automatically sent to your PayPal Balance account1 up to 2 days early.2

PayPal Balance account is required to use Direct Deposit.

Payday, meet PayPal

Get your money fast

Set it up once and enjoy access to your funds up to 2 days early.2

Easy setup

No more waiting for checks in the mail or trips to the bank.

Do more with your account

Use the funds in your PayPal balance to shop and send money.3

Setting up Direct Deposit

Get started with your Direct DepositChoose how much you want to add from each paycheckAdd your e-SignatureConfirm and submit your Direct Deposit form by selecting Review Formphone frame background
Get started with your Direct DepositChoose how much you want to add from each paycheckAdd your e-SignatureConfirm and submit your Direct Deposit form by selecting Review Formphone frame background

Setting up Direct Deposit

  1. Get started with your Direct Deposit form by identifying your employer or government agency

  2. Choose how much you want to add from each paycheck

  3. Add your e-Signature (Your signature is never shared or stored.)

  4. Confirm and submit your Direct Deposit form by selecting Review Form

Easily access your money with the PayPal Cash Card

With the PayPal Cash Card, you can use the money in your PayPal balance to shop everywhere Mastercard® is accepted.4

More about the PayPal Cash Card         

Join over 400 million PayPal users

Easily and securely spend, send, and manage your transactions—all in one place.

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1 Direct Deposit is subject to the payor's support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject, or limit transfers via Direct Deposit in our sole discretion. If you wish to cancel Direct Deposits, you must contact your employer. PayPal does not charge any fee to set up or maintain Direct Deposit. Refer to your PayPal User Agreement for complete Direct Deposit details.

Once it's set up, Direct Deposit usually takes two (2) pay cycles to begin, but can vary across employers. Please check with your employer for specific timing.

2 New Direct Deposit enrollees will be eligible for early access, subject to the terms and conditions. The early access feature will be made available to all eligible Direct Deposit customers in the coming months. Early access can allow a user to access their funds up to 2 days early. Early access to funds depends on when we get payment instructions from the payor (your employer or government agency). When we get funds before the scheduled payment date, your money can be made available up to 2 days sooner than scheduled. Availability and timing can vary based on the payor and when we get payment instructions. Once the funds are received, they will be deposited directly into your PayPal balance.

3 An account with PayPal is required for sending and receiving money.

4 The PayPal Cash Card is a debit card linked to your PayPal balance. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Funds you hold in a PayPal Balance account are not insured by the FDIC unless you have successfully requested a PayPal Cash Card. If you have successfully requested a PayPal Cash Card, then we will deposit the funds in your PayPal Balance account into a pooled deposit account held by us for your benefit at an FDIC-insured bank. This structure used for accounts with a PayPal Cash Card is intended to provide the funds in your PayPal Balance account with the benefit of pass-through FDIC insurance up to applicable limits.

The PayPal Cash Mastercard (“PayPal Cash Card”) is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds.

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