PayPal Commerce Platform
The platform that grows with you
PayPal Commerce Platform is a comprehensive solution designed to serve your business needs and your customers, whether
you’re just getting started or already a thriving enterprise or marketplace.
Leveraging our two-sided network, the platform lets you connect with more than 346 million PayPal customers around the
world and across many platforms and marketplaces. Now you can find new markets, new channels, new high-value customers.
All while giving your customers the freedom to buy how they want—nearly anywhere in the world.
Talk to an account specialist to get started, 1-855-456-1330.
Introducing Pay in 4
Help drive sales and delight customers this holiday season with our new buy now, pay later interest-free installment solution—at no additional cost to you Learn more
Built for you, no matter what your size
Whether you’re a small business, ecommerce platform, marketplace, enterprise, or developer, PayPal Commerce Platform offers what you need to run your business and help it grow.
Up to $50 Million in sales Businesses
Get your small- or medium-sized business set up quickly and running smoothly so you can focus on what matters most—growing your business.
$50 Million or more in salesEnterprises
Gain a competitive edge in today's market with flexible solutions that help you navigate a complex and changing environment.
Multi-partyPlatforms & Marketplaces
Partner with PayPal to create a best-in-class platform experience for your merchants, manage complex flows of money, and help support almost any business model.
Developers
Explore our complete set of developer docs and resources to help you learn, experiment, test, and integrate.
No business is too small, no ambition too big
When you’re running an independent business, you need an ally who knows how to help—but who also respects your independence. That’s why we’ve built a platform to help you succeed at every stage of your growth.
From payments to credit to fraud protection, PayPal Commerce Platform helps you meet your customers where they are—online, on the go, in your store—and deliver a rewarding experience every time.
Accept payments
Make payments
Manage risk
Accelerate growth
Streamline operations
Accept payments
With PayPal, your customers can pay how they want—whether you sell in person, online, or by phone. And you can accept more payment types available only with PayPal, including Venmo1, and buy now, pay later options.
Online
Better online shopping experiences start with more ways to pay – credit and debit cards, PayPal, Venmo, buy now, pay later options including Pay in 4, and PayPal Credit2 and alternative payment methods.
In person
Now you can accept payments in-store or on the go with a card reader and your smartphone or tablet4. Customers can pay how they like—by credit card, debit card, or even via contactless payments like Apple Pay®.
By phone or email
Take secure payments over the phone or use our easy customizable invoicing to provide estimates, send invoices, and let your customers pay via email.
Make payments
With the platform, get access to your money quickly and easily, so you can manage your cashflow, pay suppliers, send funds to other PayPal users, and make online or in-person purchases.
Immediate access
With the PayPal Business Debit Mastercard®5, you can use the earnings linked from your balance with PayPal6 right away, anytime you buy goods or services.
Pay promptly
Support your supply chain. Now there’s an easy, no-delay way to pay for the things your business needs.
Simplify payouts
Easily send payments to different people in different markets with different currencies at the same time.
Manage risk
With the platform, security isn't an add-on. It's engineered to help protect your transactions, letting you focus on growth. You'll benefit from our global expertise, fraud detection that continuously learns new fraud patterns, and tools like Seller Protection7 all created to give you greater peace of mind.
Fraud protection
With a payments platform that automatically detects fraud, you can help remove risk from your business whether you sell online, in-store, or on a marketplace. That lets you focus on other things.
Seller protection
Because PayPal sees both sides of every transaction, we can help minimize claims and chargebacks. We also help drive revenue through our high authorization rates.
Accelerate growth
We can help you reach more customers by tapping into fast-growing marketplaces and expanding into 50+ supported countries. You can increase sales, reduce cart abandonment with data insights, and access the financing you need to help manage and bridge cash flow gaps.
PayPal Working Capital8
If traditional loans aren't meeting your funding needs, a PayPal Working Capital business loan could help with access to the funding you need. With flexible payments, you can repay automatically with a percentage of each PayPal sale9 until your balance is paid in full.
Buy now, pay later options
Help grow sales and customer loyalty by letting customers know they can pay later, at no additional cost to you.
Easy-to-implement promotions
Acquire new customers, re-engage shoppers and delight them all, with easy to use tools and tailored incentives designed to boost sales.
Sell internationally
The platform helps you open new channels with the flexibility to sell on platforms or marketplaces around the world. Easily expand your reach and accept different currencies.
Streamline operations
When your back office runs more smoothly, you can focus on the things you love—the front end of your business. Our account management dashboards make operations hassle-free. They give you reporting and analytics, white- glove dispute resolution, and refunded return shipping for your customers.10 And you can extend your capabilities with a simple, single integration.
Control cash flow
PayPal gives eligible businesses immediate access to money with Funds Now11, and with Instant Transfer12 your business has the flexibility to quickly withdraw funds.
Simple, speedy resolution
With PayPal, managing and resolving disputes is simple. Now it's easier to track, manage, and resolve disputes quickly, all from one central location.
Business insights
With built-in reporting and analytics, it's easier than ever to get a clear view of your sales performance, understand how your customers shop, and uncover where you can optimize.
App Center
Looking for a quick and easy checkout solution or a simple way to manage disputes? With PayPal Commerce Platform, you have access to a comprehensive set of applications designed to help you run your business.
Explore the App Center
1 Venmo is currently available in the U.S. only.
2 PayPal Credit is subject to consumer credit approval.
3 A limited number of local alternative payment methods are currently available with more being added regularly.
4 A PayPal Here account is also required.
5 The PayPal Business Debit Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
6 Must have a business PayPal, PayPal Cash, or PayPal Cash Plus account to maintain and use a PayPal balance.
7 Available on eligible purchases. Limits Apply.
8 Subject to eligibility and credit approval by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 90 days and process a minimum of $15,000 (or for premier accounts $20,000) within 90 those days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.
9 Minimum payment required every 90 days, see Terms & Conditions for details.
10 Available on eligible purchases. Limits apply.
11 Funds Now is available to select PayPal account holders in good standing and may be withdrawn, suspended or modified at PayPal’s discretion. Exceptions apply (see How it Works).
12 Transfers typically occur in minutes and vary by bank; debit card transfers may take up to 30 minutes. Eligible debit cards or bank accounts only. Fees, limits and other holds may apply.