Low, flat-rate merchant fees.
Fees for Selling and Accepting Payments
Build a payment processing solution as unique as your business, at the scale of your business.
Last Updated: November 7, 2018
Standard Transaction Fees
These fees apply when you sell goods or services online (including using PayPal Payments Standard and PayPal Checkout) and in your store location.
- No startup costs, no termination fee, no monthly fees
- Accept PayPal payments, Venmo, PayPal Credit, and all major credit and debit cards with PayPal Checkout
- Accept PayPal payments, PayPal Credit, and all major credit cards and debit cards with PayPal Payments Standard
| If you’re selling goods or services and the sale occurs: |
|---|
| Through an online transaction |
| If you’re selling goods or services and the sale occurs: |
|---|
| In your store location |
| And the funds you arereceiving are coming from a PayPal account: | then you pay: |
|---|---|
| In the U.S. | a fee of 2.7% of the transaction amount |
| Outside the U.S. | a fee of 4.2% of the transaction amount |
Standard transaction fees for charitable organizations
Discounted credit card processing fees for registered charities with 501(c)(3) status. Learn more about our discounts for charities.
| If you’re a verified charitable 501(c)(3) organization, and the funds you are receiving are coming from a PayPal account: |
then you pay: |
|---|---|
| In the U.S. | a fee of 2.2% of the transaction amount plus a fixed fee based on the currency. |
| Outside the U.S. | a fee of 3.7% of the transaction amount plus a fixed fee based on the currency. |
Fixed fee for standard transactions
The following fixed fees apply to standard transactions for online and in-store payments and to donations received by 501(c)(3) organizations.
| Currency | Fee |
|---|---|
| Australian Dollar: | 0.30 AUD |
| Brazilian Real: | 0.60 BRL |
| Canadian Dollar: | 0.30 CAD |
| Czech Koruna: | 10.00 CZK |
| Danish Krone: | 2.60 DKK |
| Euro: | 0.35 EUR |
| Hong Kong Dollar: | 2.35 HKD |
| Hungarian Forint: | 90 HUF |
| Israeli Shekel: | 1.20 ILS |
| Japanese Yen: | 40 JPY |
| Mexican Peso: | 4.00 MXN |
| Malaysian Ringgit: | 2.00 MYR |
| Currency | Fee |
|---|---|
| New Zealand Dollar: | 0.45 NZD |
| Norwegian Krone: | 2.80 NOK |
| Philippine Peso: | 15.00 PHP |
| Polish Zloty: | 1.35 PLN |
| Russian Ruble: | 10 RUB |
| Singapore Dollar: | 0.50 SGD |
| Swedish Krona: | 3.25 SEK |
| Swiss Franc: | 0.55 CHF |
| Taiwan New Dollar: | 10.00 TWD |
| Thai Baht: | 11.00 THB |
| U.K. Pounds Sterling: | 0.20 GBP |
| U.S. Dollar: | 0.30 USD |
Transferring balance from Business Accounts.
If you are a U.S. PayPal account holder, you can transfer money out of your balance in two ways.* Transfers made using your linked bank account are always free and are usually deposited the next business day.** Now, with Instant Transfer, for a fee you can transfer funds to your bank account even faster using your eligible debit card. Transfers using a debit card are typically completed in minutes.*** You can choose between your linked bank account(s) and any eligible debit cards when you make a transfer. Eligible debit cards include Visa and MasterCard debit that participate in Instant Transfers. Participation of these cards is driven by the card issuer.
| Linked bank account | Free |
|---|---|
| Instant Transfer with eligible linked debit card | 1% of amount transferred, with a maximum fee of $10.00 |
Instant Transfer Withdrawal Limits for Business Accounts:
- $50,000 per transaction
- $100,000 per day
- $250,000 per week
- $500,000 per month
Online Invoicing Fees
- No startup costs, no termination fee, no monthly fees
- Allows customers to pay you directly from invoices
- Create online invoices with our free PayPal.com templates
- Create invoices with our free Microsoft Excel templates
Micropayment Fees
If your transactions are less than $10, you can save money with our micropayment processing fees.
| If you qualify to receive micropayments pricing and the funds you are receiving are coming from a PayPal account in: | then you pay: |
|---|---|
| The U.S. | a fee of 5.0% of the transaction amount plus a fixed fee based on the currency. |
| Outside the U.S. | a fee of 6.5% of the transaction amount plus a fixed fee based on the currency. |
Fixed Fees for Micropayments
| Currency | Fee |
|---|---|
| Australian Dollar: | 0.05 AUD |
| Brazilian Real: | 0.10 BRL |
| Canadian Dollar: | 0.05 CAD |
| Czech Koruna: | 1.67 CZK |
| Danish Krone: | 0.43 DKK |
| Euro: | 0.05 EUR |
| Hong Kong Dollar: | 0.39 HKD |
| Hungarian Forint: | 15 HUF |
| Israeli Shekel: | 0.20 ILS |
| Japanese Yen: | 7 JPY |
| Mexican Peso: | 0.55 MXN |
| Malaysian Ringgit: | 0.20 MYR |
| Currency | Fee |
|---|---|
| New Zealand Dollar: | 0.08 NZD |
| Norwegian Krone: | 0.47 NOK |
| Philippine Peso: | 2.5 PHP |
| Polish Zloty: | 0.23 PLN |
| Russian Ruble: | 2 RUB |
| Singapore Dollar: | 0.08 SGD |
| Swedish Krona: | 0.54 SEK |
| Swiss Franc: | 0.09 CHF |
| Taiwan New Dollar: | 2.00 TWD |
| Thai Baht: | 1.80 THB |
| U.K. Pounds Sterling: | 0.05 GBP |
| U.S. Dollar: | 0.05 USD |
PayPal Payments Pro and Virtual Terminal Fees
- No startup costs, no termination fee
- $30 monthly fee
- You provide customers with a fully customized checkout experience right on your site
- Includes Virtual Terminal to allow you to accept payments over the phone
- Turn any computer into a credit card terminal
| U.S. Fees | 2.9% + $0.30 per transaction |
| International Fees | 4.4% + fixed fee per transaction. |
| Virtual Terminal | 3.1% + $0.30 per domestic transaction; additional 1.5% for cross-border transactions |
| American Express® card usage fees | 3.5% per transaction |
| Questions | For PayPal Payments Pro or Virtual Terminal Pricing Questions, call 1-855-787-1012. |
Fixed Fee for PayPal Payments Pro and Virtual Terminal
| Currency | Fixed Fee |
|---|---|
| Australian Dollar: | $0.30 AUD |
| Canadian Dollar: | $0.30 CAD |
| Euro: | €0.35 EUR |
| Japanese Yen: | ¥40 JPY |
| U.K. Pounds Sterling: | £0.20 GBP |
Pricing for Add-On Services
- Recurring Billing: $10 monthly fee
- Advanced Fraud Protection Services: $10 monthly + $0.05* per transaction
* Excludes PayPal Checkout and Express Checkout transactions.
Other Online Merchant Fees
| International Sales | The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1.5% international transaction fee to receive payments from another country. |
| Chargeback Fee: | See chargeback table below |
| Uncaptured Authorization: | after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization |
| Card Verification Transactions: | used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission. |
| Refund Fee: | Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments) |
| American Express® Card usage fees: | 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal |
PayPal Payouts and Mass Pay Fees
If you are using Payouts or Mass Pay to send money to someone with a PayPal account:
| Currency of the payment: | In the U.S., using PayPal’s newer Payouts API, you pay a flat fee of: | In the U.S., using traditional Mass Pay services, you pay 2% of each recipient’s payment amount as a fee up to a maximum amount per recipient of: | Outside of the U.S., you pay 2% of each recipient’s payment amount as a fee up to a maximum amount per recipient of: |
|---|---|---|---|
| Australian Dollar: | 0.32 AUD | 1.25 AUD | 24.00 AUD |
| Brazilian Real: | 0.50 BRL | 2.00 BRL | 40.00 BRL |
| Canadian Dollar: | 0.32 CAD | 1.25 CAD | 24.00 CAD |
| Czech Koruna: | 6.00 CZK | 24.00 CZK | 400.00 CZK |
| Danish Krone: | 1.50 DKK | 6.00 DKK | 120.00 DKK |
| Euro: | 0.22 EUR | 0.85 EUR | 16.00 EUR |
| Hong Kong Dollar: | 1.75 HKD | 7.00 HKD | 160.00 HKD |
| Hungarian Forint: | 53 HUF | 210 HUF | 6,000 HUF |
| Israeli Shekel: | 1.00 ILS | 4.00 ILS | 80.00 ILS |
| Japanese Yen: | 30 JPY | 120 JPY | 2,000 JPY |
| Mexican Peso: | 2.75 MXN | 11.00 MXN | 300.00 MXN |
| Malaysian Ringgit: | N/A | 4.00 MYR | 80.00 MYR |
| New Zealand Dollar: | 0.38 NZD | 1.50 NZD | 30.00 NZD |
| Norwegian Krone: | 1.70 NOK | 6.75 NOK | 120.00 NOK |
| Philippine Peso: | 12.50 PHP | 50.00 PHP | 1,000.00 PHP |
| Polish Zloty: | 0.75 PLN | 3.00 PLN | 60.00 PLN |
| Russian Ruble: | 60 RUB | 30 RUB | 600 RUB |
| Singapore Dollar: | 0.40 SGD | 1.60 SGD | 32.00 SGD |
| Swedish Krona: | 2.25 SEK | 9.00 SEK | 160.00 SEK |
| Swiss Franc: | 0.33 CHF | 1.30 CHF | 20.00 CHF |
| Taiwan New Dollar: | 8.00 TWD | 33.00 TWD | 800.00 TWD |
| Thai Baht: | 9.00 THB | 36.00 THB | 800.00 THB |
| U.K. Pounds Sterling: | 0.17 GBP | 0.65 GBP | 14.00 GBP |
| U.S. Dollar: | 0.25 USD | 1.00 USD | 20.00 USD |
Chargeback Fees
| Currency | Chargeback Fee |
|---|---|
| Australian Dollar: | 22 AUD |
| Brazilian Real: | 35 BRL |
| Canadian Dollar: | 20.00 CAD |
| Czech Koruna: | 400.00 CZK |
| Danish Krone: | 120.00 DKK |
| Euro: | 16 EUR |
| Hong Kong Dollar: | 155.00 HKD |
| Hungarian Forint: | 4,325 HUF |
| Israeli Shekel: | 75.00 ILS |
| Japanese Yen: | 1,875 JPY |
| Malaysian Ringgit: | 65 MYR |
| Mexican Peso: | 250 MXN |
| Currency | Chargeback Fee |
|---|---|
| New Zealand Dollar: | 28 NZD |
| Norwegian Krone: | 125.00 NOK |
| Philippine Peso: | 900.00 PHP |
| Polish Zloty: | 65.00 PLN |
| Russian Ruble: | 640 RUB |
| Singapore Dollar: | 28.00 SGD |
| Swedish Krona: | 150.00 SEK |
| Swiss Franc: | 22 CHF |
| Taiwan New Dollar: | 625 TWD |
| Thai Baht: | 650.00 THB |
| U.K. Pounds Sterling: | 14.00 GBP |
| U.S. Dollar: | 20.00 USD |
Point of Sale & Credit Card Payment Processing Fees
PayPal is a convenient way to accept credit cards in your store or with mobile payments. Wherever your business goes, you can process your customers' credit card payments.
Mobile Card Reader Fees
- No startup costs, no termination fee, no monthly fees
- Accept payments on your smartphone and tablet, on the go or in-store
| Swiped & check-in transactions | 2.7% per transaction |
|---|---|
| Keyed or scanned transactions | 3.5% + $0.15 per transaction |
| International fees | Accept non-US cards for the standard 2.7% per swipe plus a 1.5% cross-border fee and/or 2.5% currency conversion |
Additional Fees
| Monthly Subscription: | None |
| International Sales: | The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1.5% international transaction fee to receive payments from another country. |
| Chargeback Fee: | See chargeback table above |
| Uncaptured Authorization: | after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization |
| Card Verification Transactions: | used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission |
| Refund Fee: | Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments) |