Low, flat-rate merchant fees.
Fees for Selling and Accepting Payments
Build a payment processing solution as unique as your business, at the scale of your business.
Last Updated: March 20, 2019
Standard Transaction Fees
These fees apply when you sell goods or services online (including using PayPal Payments Standard and PayPal Checkout) and in your store location.
- No startup costs, no termination fee, no monthly fees
- Accept PayPal payments, Venmo, PayPal Credit, and all major credit and debit cards with PayPal Checkout
- Accept PayPal payments, PayPal Credit, and all major credit cards and debit cards with PayPal Payments Standard
| If you’re selling goods or services and the sale occurs: |
|---|
| Through an online transaction |
| If you’re selling goods or services and the sale occurs: |
|---|
| In your store location |
| And the funds you arereceiving are coming from a PayPal account: | then you pay: |
|---|---|
| In the U.S. | a fee of 2.7% of the transaction amount |
| Outside the U.S. | a fee of 4.2% of the transaction amount |
Standard transaction fees for charitable organizations
Discounted credit card processing fees for registered charities with 501(c)(3) status. Learn more about our discounts for charities.
| If you’re a verified charitable 501(c)(3) organization, and the funds you are receiving are coming from a PayPal account: |
then you pay: |
|---|---|
| In the U.S. | a fee of 2.2% of the transaction amount plus a fixed fee based on the currency. |
| Outside the U.S. | a fee of 3.7% of the transaction amount plus a fixed fee based on the currency. |
Fixed fee for standard transactions
The following fixed fees apply to standard transactions for online and in-store payments and to donations received by 501(c)(3) organizations.
| Currency | Fee |
|---|---|
| Australian Dollar: | 0.30 AUD |
| Brazilian Real: | 0.60 BRL |
| Canadian Dollar: | 0.30 CAD |
| Czech Koruna: | 10.00 CZK |
| Danish Krone: | 2.60 DKK |
| Euro: | 0.35 EUR |
| Hong Kong Dollar: | 2.35 HKD |
| Hungarian Forint: | 90 HUF |
| Israeli Shekel: | 1.20 ILS |
| Japanese Yen: | 40 JPY |
| Mexican Peso: | 4.00 MXN |
| Malaysian Ringgit: | 2.00 MYR |
| Currency | Fee |
|---|---|
| New Zealand Dollar: | 0.45 NZD |
| Norwegian Krone: | 2.80 NOK |
| Philippine Peso: | 15.00 PHP |
| Polish Zloty: | 1.35 PLN |
| Russian Ruble: | 10 RUB |
| Singapore Dollar: | 0.50 SGD |
| Swedish Krona: | 3.25 SEK |
| Swiss Franc: | 0.55 CHF |
| Taiwan New Dollar: | 10.00 TWD |
| Thai Baht: | 11.00 THB |
| U.K. Pounds Sterling: | 0.20 GBP |
| U.S. Dollar: | 0.30 USD |
Transferring balance from Business Accounts.
If you are a U.S. PayPal account holder, you can transfer money out of your balance in two ways. * Standard transfers made using your linked bank account are always free and are usually deposited the next business day. ** Now, with Instant Transfer, for a fee you can transfer funds even faster to your eligible bank account or debit card. Instant Transfers to eligible banks and debit cards are typically completed in minutes. *** You can choose between your eligible linked bank accounts and debit card(s) when you make a transfer. Eligible debit cards include Visa and MasterCard debit that participate in Instant Transfers. Participation of these cards is driven by the card issuer. Eligible banks include those participating in The Clearing House Real Time Payments program.
| Standard transfer to linked bank account | Free |
|---|---|
| Instant Transfer with eligible linked debit card or bank account | 1% of amount transferred, with a maximum fee of $10.00 |
Instant Transfer Withdrawal Limits for Business Accounts:
- $50,000 per transaction
- $100,000 per day
- $250,000 per week
- $500,000 per month
Instant Transfer Withdrawal Limits for Bank:
- Up to $25,000 per transaction
Online Invoicing Fees
- No startup costs, no termination fee, no monthly fees
- Allows customers to pay you directly from invoices
- Create online invoices with our free PayPal.com templates
- Create invoices with our free Microsoft Excel templates
Micropayment Fees
If your transactions are less than $10, you can save money with our micropayment processing fees.
| If you qualify to receive micropayments pricing and the funds you are receiving are coming from a PayPal account in: | then you pay: |
|---|---|
| The U.S. | a fee of 5.0% of the transaction amount plus a fixed fee based on the currency. |
| Outside the U.S. | a fee of 6.5% of the transaction amount plus a fixed fee based on the currency. |
Fixed Fees for Micropayments
| Currency | Fee |
|---|---|
| Australian Dollar: | 0.05 AUD |
| Brazilian Real: | 0.10 BRL |
| Canadian Dollar: | 0.05 CAD |
| Czech Koruna: | 1.67 CZK |
| Danish Krone: | 0.43 DKK |
| Euro: | 0.05 EUR |
| Hong Kong Dollar: | 0.39 HKD |
| Hungarian Forint: | 15 HUF |
| Israeli Shekel: | 0.20 ILS |
| Japanese Yen: | 7 JPY |
| Mexican Peso: | 0.55 MXN |
| Malaysian Ringgit: | 0.20 MYR |
| Currency | Fee |
|---|---|
| New Zealand Dollar: | 0.08 NZD |
| Norwegian Krone: | 0.47 NOK |
| Philippine Peso: | 2.5 PHP |
| Polish Zloty: | 0.23 PLN |
| Russian Ruble: | 2 RUB |
| Singapore Dollar: | 0.08 SGD |
| Swedish Krona: | 0.54 SEK |
| Swiss Franc: | 0.09 CHF |
| Taiwan New Dollar: | 2.00 TWD |
| Thai Baht: | 1.80 THB |
| U.K. Pounds Sterling: | 0.05 GBP |
| U.S. Dollar: | 0.05 USD |
PayPal Payments Pro and Virtual Terminal Fees
- No startup costs, no termination fee
- $30 monthly fee
- You provide customers with a fully customized checkout experience right on your site
- Includes Virtual Terminal to allow you to accept payments over the phone
- Turn any computer into a credit card terminal
| U.S. Fees | 2.9% + $0.30 per transaction |
| International Fees | 4.4% + fixed fee per transaction. |
| Virtual Terminal | 3.1% + $0.30 per domestic transaction; additional 1.5% for cross-border transactions |
| American Express® card usage fees | 3.5% per transaction |
| Questions | For PayPal Payments Pro or Virtual Terminal Pricing Questions, call 1-855-787-1012. |
Fixed Fee for PayPal Payments Pro and Virtual Terminal
| Currency | Fixed Fee |
|---|---|
| Australian Dollar: | $0.30 AUD |
| Canadian Dollar: | $0.30 CAD |
| Euro: | €0.35 EUR |
| Japanese Yen: | ¥40 JPY |
| U.K. Pounds Sterling: | £0.20 GBP |
Pricing for Add-On Services
- Recurring Billing: $10 monthly fee
- Advanced Fraud Protection Services: $10 monthly + $0.05* per transaction
* Excludes PayPal Checkout and Express Checkout transactions.
Other Online Merchant Fees
| International Sales | The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1.5% international transaction fee to receive payments from another country. |
| Chargeback Fee: | See chargeback table below |
| Uncaptured Authorization: | after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization |
| Card Verification Transactions: | used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission. |
| Refund Fee: | Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments) |
| American Express® Card usage fees: | 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal |
PayPal Payouts and Mass Pay Fees
If you are using Payouts or Mass Pay to send money to someone with a PayPal account:
| Currency of the payment: | In the U.S., using PayPal’s newer Payouts API, you pay a flat fee of: | In the U.S., using traditional Mass Pay services, you pay 2% of each recipient’s payment amount as a fee up to a maximum amount per recipient of: | Outside of the U.S., you pay 2% of each recipient’s payment amount as a fee up to a maximum amount per recipient of: |
|---|---|---|---|
| Australian Dollar: | 0.32 AUD | 1.25 AUD | 24.00 AUD |
| Brazilian Real: | 0.50 BRL | 2.00 BRL | 40.00 BRL |
| Canadian Dollar: | 0.32 CAD | 1.25 CAD | 24.00 CAD |
| Czech Koruna: | 6.00 CZK | 24.00 CZK | 400.00 CZK |
| Danish Krone: | 1.50 DKK | 6.00 DKK | 120.00 DKK |
| Euro: | 0.22 EUR | 0.85 EUR | 16.00 EUR |
| Hong Kong Dollar: | 1.75 HKD | 7.00 HKD | 160.00 HKD |
| Hungarian Forint: | 53 HUF | 210 HUF | 6,000 HUF |
| Israeli Shekel: | 1.00 ILS | 4.00 ILS | 80.00 ILS |
| Japanese Yen: | 30 JPY | 120 JPY | 2,000 JPY |
| Mexican Peso: | 2.75 MXN | 11.00 MXN | 300.00 MXN |
| Malaysian Ringgit: | N/A | 4.00 MYR | 80.00 MYR |
| New Zealand Dollar: | 0.38 NZD | 1.50 NZD | 30.00 NZD |
| Norwegian Krone: | 1.70 NOK | 6.75 NOK | 120.00 NOK |
| Philippine Peso: | 12.50 PHP | 50.00 PHP | 1,000.00 PHP |
| Polish Zloty: | 0.75 PLN | 3.00 PLN | 60.00 PLN |
| Russian Ruble: | 60 RUB | 30 RUB | 600 RUB |
| Singapore Dollar: | 0.40 SGD | 1.60 SGD | 32.00 SGD |
| Swedish Krona: | 2.25 SEK | 9.00 SEK | 160.00 SEK |
| Swiss Franc: | 0.33 CHF | 1.30 CHF | 20.00 CHF |
| Taiwan New Dollar: | 8.00 TWD | 33.00 TWD | 800.00 TWD |
| Thai Baht: | 9.00 THB | 36.00 THB | 800.00 THB |
| U.K. Pounds Sterling: | 0.17 GBP | 0.65 GBP | 14.00 GBP |
| U.S. Dollar: | 0.25 USD | 1.00 USD | 20.00 USD |
Chargeback Fees
| Currency | Chargeback Fee |
|---|---|
| Australian Dollar: | 22 AUD |
| Brazilian Real: | 35 BRL |
| Canadian Dollar: | 20.00 CAD |
| Czech Koruna: | 400.00 CZK |
| Danish Krone: | 120.00 DKK |
| Euro: | 16 EUR |
| Hong Kong Dollar: | 155.00 HKD |
| Hungarian Forint: | 4,325 HUF |
| Israeli Shekel: | 75.00 ILS |
| Japanese Yen: | 1,875 JPY |
| Malaysian Ringgit: | 65 MYR |
| Mexican Peso: | 250 MXN |
| Currency | Chargeback Fee |
|---|---|
| New Zealand Dollar: | 28 NZD |
| Norwegian Krone: | 125.00 NOK |
| Philippine Peso: | 900.00 PHP |
| Polish Zloty: | 65.00 PLN |
| Russian Ruble: | 640 RUB |
| Singapore Dollar: | 28.00 SGD |
| Swedish Krona: | 150.00 SEK |
| Swiss Franc: | 22 CHF |
| Taiwan New Dollar: | 625 TWD |
| Thai Baht: | 650.00 THB |
| U.K. Pounds Sterling: | 14.00 GBP |
| U.S. Dollar: | 20.00 USD |
Point of Sale & Credit Card Payment Processing Fees
PayPal is a convenient way to accept credit cards in your store or with mobile payments. Wherever your business goes, you can process your customers' credit card payments.
Mobile Card Reader Fees
- No startup costs, no termination fee, no monthly fees
- Accept payments on your smartphone and tablet, on the go or in-store
| Swiped & check-in transactions | 2.7% per transaction |
|---|---|
| Keyed or scanned transactions | 3.5% + $0.15 per transaction |
| International fees | Accept non-US cards for the standard 2.7% per swipe plus a 1.5% cross-border fee and/or 2.5% currency conversion |
Additional Fees
| Monthly Subscription: | None |
| International Sales: | The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1.5% international transaction fee to receive payments from another country. |
| Chargeback Fee: | See chargeback table above |
| Uncaptured Authorization: | after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization |
| Card Verification Transactions: | used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission |
| Refund Fee: | Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments) |