PayPal Merchant Fees
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Complete Payment Solutions
Selling Internationally? Fee Calculator.
PayPal Payments Standard
No monthly fee
PayPal Payments Advanced
$5 per month
PayPal Payments Pro
$30 per month
2.9% + $0.30 PER TRANSACTION
All Solutions Include These Features:
- Accept Credit Cards on a Website
- Add PayPal as a Payment Option
- Email Your Invoices for Online Payment
- Sell on eBay
- Swipe credit card orders in person (2.7% per transaction)
Discounts
Volume Discounts
We can offer you a lower rate when your monthly sales exceed $3,000 and you've been a PayPal member more than 90 days. Please fill out a one-time application, subject to approval.
| YOUR MONTHLY SALES | YOUR FEE PER TRANSACTION | EXAMPLES |
| $0 to $3,000 | 2.9% + $0.30 | $3.20 fee on a $100 sale |
| $3,000+ to $10,000 | 2.5% + $0.30 | $2.80 fee on a $100 sale |
| $10,000+ | 2.2% + $0.30 | $2.50 fee on a $100 sale |
| $100,000+ | Call 1-888-818-3928 | |
Nonprofit Discounts
PayPal merchant fees are discounted for registered charities with 501(c)(3) status.
| YOUR MONTHLY SALES | YOUR FEE PER TRANSACTION | EXAMPLES |
| $0 to $100,000 | 2.2% + $0.30 | $2.50 fee on a $100 donation |
| $100,000+ | Call 1-866-365-6319 | |
Micropayment Discounts
If your transactions typically average less than $10, you could save money with our "5% plus 5¢" rate. Here's an example for a business that usually accepts $2 payments.
| MICROPAYMENTS (5% PLUS 5¢) | STANDARD RATE (2.9% PLUS 30¢) | |
| Average payment | $2.00 | $2.00 |
| Your transaction fee | $0.15 | $0.36 |
| Total cost for 100 payments | $15.00 | $36.00 |
Fees for Our New Card Reader (PayPal Here™)
Introducing low transaction rates for PayPal Here, our new card reader for smartphones.
| YOUR FEE PER TRANSACTION | EXAMPLES | |
| Swipe and PayPal Mobile Check-ins | 2.7% | $2.70 fee on a $100 sale |
| Typed and scanned transactions | 3.5% + $0.15 | $3.65 fee on a $100 sale |
Additional Fees
International Sales: 1.0% cross-border fee and/or 2.5% currency conversion fee (View International Fee Calculator)
Chargeback Fee: $20
Uncaptured Authorization: $0.30 per uncaptured authorization
Card Verification Transactions: $0.30 per submission
Refund Fee: Fixed fee portion of the original transaction fee
For example, refund fee is $0.30 for domestic payments.
American Express© card usage fees: 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal.
Specialized Solutions
- FREE setup
- $30 monthly
- 3.1% + $0.30 per transaction
Discounts
Volume Discounts
We can offer you a lower rate when your monthly sales exceed $3,000 and you've been a PayPal member more than 90 days. Please fill out a one-time application, subject to approval. Apply Now
| YOUR MONTHLY SALES2 | YOUR FEE PER TRANSACTION | EXAMPLES |
| $0 to $3,000 | 3.1% + $0.30 | $3.40 fee on a $100 sale |
| $3,000+ to $10,000 | 2.7% + $0.30 | $3.00 fee on a $100 sale |
| $10,000+ | 2.4% + $0.30 | $2.70 fee on a $100 sale |
2 This fee applies to Visa, MasterCard, and Discover transactions. American Express transaction fees are 3.5% + $0.00 EA. effective July 13, 2010 for new merchants and October 25, 2010 for existing merchants.
Additional Fees
International Sales: 1.0% cross-border fee and/or 2.5% currency conversion fee (View International Fee Calculator)
Chargeback Fee: $20
Uncaptured Authorization: $0.30 per uncaptured authorization
Card Verification Transactions: $0.30 per submission
Refund Fee: Fixed fee portion of the original transaction fee
Pricing for Add-On Services
Recurring Payments: $30 monthly
Advanced Fraud Management Filters: $20 monthly + $0.05* per transaction
Account Monitoring: $29.95 setup + $19.95 monthly
*Excludes Express Checkout transactions.
Connect to an Existing Merchant Account
A secure link to your Internet merchant account.
- $0 setup
- $0 monthly
- $0.10 per transaction
Additional Fees
International Sales: 1.0% cross-border fee and/or 2.5% currency conversion fee (View International Fee Calculator)
Chargeback Fee: $20
Uncaptured Authorization: $0.30 per uncaptured authorization
Card Verification Transactions: $0.30 per submission
Refund Fee: Fixed fee portion of the original transaction fee
Excess Transaction Fee: $0.10 per transaction
Pricing for Add-On Services
Recurring Billing: $0 setup + $10 monthly (no additional cost per transaction)
Advanced Fraud Protection: $0 Setup + $10 monthly + $0.05 per transaction
Buyer Authentication: $0 Setup + $10 monthly + $0.10 per transaction
1In an independent survey by Ipsos Public Affairs in July 2010, online merchants reported an average 18% increase in sales after adding PayPal Express Checkout.
IT'S ALWAYS FREE FOR YOUR BUYERS
There are no fees for paying via PayPal. View Personal Account Fees
FAQs
It's free to sign up for an account. For most products, PayPal merchant account fees only apply to the transaction—which means you only start paying when you start selling. Advanced products like PayPal Payments Pro and Virtual Terminal have a monthly fee.
It's important to look at the TOTAL cost of processing credit cards. Other companies often publish discounted "show" rates, but you still get hit with cancellation charges, extra fees for accepting reward cards and corporate cards, and so on. We're upfront with you about all our fees.
No. It's free to pay with PayPal for domestic purchases. Fees apply to international buyers to cover cross-border charges and fees from foreign banks. See our Consumer Fees Page.
It's worth finding out. Businesses often save money with our lower rates. Discounts apply to businesses with larger sales volumes or smaller transactions and to registered nonprofits. See Discounts
Yes. In addition to PayPal merchant fees, there is a cross-border fee and currency conversion fee. See International Fee Calculator