Low, flat-rate merchant services fees.
Online credit card processing fees
Build a payment processing solution as unique as your business, at the scale of your business.
PayPal Payments Standard & Express Checkout
- No startup costs, no termination fee, no monthly fees
- Accept PayPal payments with Express Checkout
- Accept PayPal payments and all major credit cards with PayPal Payments Standard
Online invoicing fees
- No startup costs, no termination fee, no monthly fees
- Allows customers to pay you directly from invoices
- Create online invoices with our free PayPal.com templates
- Create invoices with our free Microsoft Excel templates
| U.S. Fees | 2.9% + $0.30 per transaction |
|---|---|
| International Fees | 3.9% + fixed fee per transaction |
Nonprofit Charity processing fees
Discounted credit card processing fees for registered charities with 501(c)(3) status.Learn more about discounts for charities.
| $0 to $100,000 | 2.2% + $0.30 per transaction |
|---|---|
| $100,000+ | Call: 1-855-787-1012 |
Micropayment fees
If your transactions are less than $10, you can save money with our micropayment processing fees. In the comparison chart to the right, see how you can save money with our 5% plus 5¢ rate compared with our standard PayPal fees.
| Micropayments (5% + $0.05) | Standard Rate (2.9% + $0.30) |
|---|---|
| $2.00 average payment | $2.00 average payment |
| $0.15 transaction fee | $0.36 transaction fee |
| $15.00 (total cost of 100 payments) | $36.00 (total cost of 100 payments) |
PayPal Payments Pro
- No startup costs, no termination fee
- $30 monthly fee
- You provide customers with a fully customized checkout experience right on your site
- Includes Virtual Terminal to allow you to accept payments over the phone
Virtual Terminal fees
- No startup costs, no termination fee
- $30 monthly fee
- Turn any computer into a credit card terminal
| U.S. Fees | 2.9% + $0.30 per transaction |
|---|---|
| International Fees | 3.9% + fixed fee per transaction |
| Virtual Terminal | 3.1% + $0.30 per domestic transaction; additional 1% for cross-border transactions |
| Volume Discounts | For PayPal Payments Pro or Virtual Terminal, call 1-855-787-1012 for volume discount eligibility. |
Pricing for Add-On Services
Recurring Billing: $10 monthly fee
Advanced Fraud Protection Services: $10 monthly + $0.05* per transaction
*Excludes Express Checkout transactions.
Other online merchant fees
International Sales: The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1% international transaction fee to receive payments from another country
Chargeback Fee: $20
Uncaptured Authorization: after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization
Card Verification Transactions: used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission
Refund Fee: Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments)
American Express® card usage fees: 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal
Point of Sale & Credit Card Payment Processing Fees
PayPal is a convenient way to accept credit cards in your store or with mobile payments. Wherever your business goes, you can process your customers' credit card payments.
Mobile Card Reader Fees
- No startup costs, no termination fee, no monthly fees
- Accept payments on your smartphone and tablet, on the go or in-store
| Swiped & check-in transactions | 2.7% per transaction |
|---|---|
| Keyed or scanned transactions | 3.5% + $0.15 per transaction |
| International fees | Accept non-US cards for the standard 2.7% per swipe plus a 1% cross-border fee and/or 2.5% currency conversion. |
Mobile credit card reader fees
Monthly Subscription: None
International Sales: The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1% international transaction fee to receive payments from another country
Chargeback Fee: $20
Uncaptured Authorization: after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization
Card Verification Transactions: used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission
Refund Fee: Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments)