Fees for Selling and Accepting Payments

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Last Updated March 29, 2017

Standard Transaction Fees

These fees apply when you sell goods or services online (including using PayPal Payments Standard and Express Checkout) and in your store location and the buyer pays using his/her PayPal account.

  • No startup costs, no termination fee, no monthly fees
  • Accept PayPal payments with Express Checkout
  • Accept PayPal payments and all major credit cards with PayPal Payments Standard

If you’re selling goods or services and the sale occurs:
Through an online transaction
And the funds you are receiving are coming from a PayPal account: then you pay:
In the U.S. a fee of 2.9% of the transaction amount plus a fixed fee based on the currency.
Outside the U.S. a fee of 4.4% of the transaction amount plus a fixed fee based on the currency.
If you’re selling goods or services and the sale occurs:
In your store location
And the funds you arereceiving are coming from a PayPal account: then you pay:
In the U.S. a fee of 2.7% of the transaction amount
Outside the U.S. a fee of 4.2% of the transaction amount

Standard transaction fees for charitable organizations

Discounted credit card processing fees for registered charities with 501(c)(3) status. Learn more about our discounts for charities.

If you’re a verified charitable 501(c)(3) organization,
and the funds you are receiving are coming from a PayPal account:
then you pay:
In the U.S. a fee of 2.2% of the transaction amount plus a fixed fee based on the currency.
Outside the U.S. a fee of 3.7% of the transaction amount plus a fixed fee based on the currency.

Fixed fee for standard transactions

The following fixed fees apply to standard transactions for online and in-store payments and to donations received by 501(c)(3) organizations.

Currency Fee
Australian Dollar: 0.30 AUD
Brazilian Real: 0.60 BRL
Canadian Dollar: 0.30 CAD
Czech Koruna: 10.00 CZK
Danish Krone: 2.60 DKK
Euro: 0.35 EUR
Hong Kong Dollar: 2.35 HKD
Hungarian Forint: 90 HUF
Israeli Shekel: 1.20 ILS
Japanese Yen: 40 JPY
Mexican Peso: 4.00 MXN
Malaysian Ringgit: 2.00 MYR
Currency Fee
New Zealand Dollar: 0.45 NZD
Norwegian Krone: 2.80 NOK
Philippine Peso: 15.00 PHP
Polish Zlotych: 1.35 PLN
Russian Ruble: 10 RUB
Singapore Dollar: 0.50 SGD
Swedish Krona: 3.25 SEK
Swiss Franc: 0.55 CHF
Taiwan New Dollar: 10.00 TWD
Thai Baht: 11.00 THB
U.K. Pounds Sterling: 0.20 GBP
U.S. Dollar: 0.30 USD

Online Invoicing Fees

  • No startup costs, no termination fee, no monthly fees
  • Allows customers to pay you directly from invoices
  • Create online invoices with our free PayPal.com templates
  • Create invoices with our free Microsoft Excel templates

Micropayment Fees

If your transactions are less than $10, you can save money with our micropayment processing fees.

If you qualify to receive micropayments pricing and the funds you are receiving are coming from a PayPal account in: then you pay:
The U.S. a fee of 5.0% of the transaction amount plus a fixed fee based on the currency.
Outside the U.S. a fee of 6.5% of the transaction amount plus a fixed fee based on the currency.

Fixed Fees for Micropayments

Currency Fee
Australian Dollar: 0.05 AUD
Brazilian Real: 0.10 BRL
Canadian Dollar: 0.05 CAD
Czech Koruna: 1.67 CZK
Danish Krone: 0.43 DKK
Euro: 0.05 EUR
Hong Kong Dollar: 0.39 HKD
Hungarian Forint: 15 HUF
Israeli Shekel: 0.20 ILS
Japanese Yen: 7 JPY
Mexican Peso: 0.20 MXN
Malaysian Ringgit: 0.55 MYR
Currency Fee
New Zealand Dollar: 0.08 NZD
Norwegian Krone: 0.47 NOK
Philippine Peso: 2.5 PHP
Polish Zlotych: 0.23 PLN
Russian Ruble: 2 RUB
Singapore Dollar: 0.08 SGD
Swedish Krona: 0.54 SEK
Swiss Franc: 0.09 CHF
Taiwan New Dollar: 2.00 TWD
Thai Baht: 1.80 THB
U.K. Pounds Sterling: 0.05 GBP
U.S. Dollar: 0.05 USD

PayPal Payments Pro

  • No startup costs, no termination fee
  • $30 monthly fee
  • You provide customers with a fully customized checkout experience right on your site
  • Includes Virtual Terminal to allow you to accept payments over the phone

Virtual Terminal Fees

  • No startup costs, no termination fee
  • $30 monthly fee
  • Turn any computer into a credit card terminal

American Express® card usage fees 3.5% per transaction
U.S. Fees 2.9% + $0.30 per transaction
International Fees 4.4% + fixed fee per transaction.
Virtual Terminal 3.1% + $0.30 per domestic transaction; additional 1.5% for cross-border transactions
Questions For PayPal Payments Pro or Virtual Terminal Pricing Questions, call 1-855-787-1012.

Fixed Fee for PayPal Payments Pro and Virtual Terminal

Currency Fixed Fee
Australian Dollar: $0.30 AUD
Canadian Dollar: $0.30 CAD
Euro: €0.35 EUR
Japanese Yen: ¥40 JPY
U.K. Pounds Sterling: £0.20 GBP

Pricing for Add-On Services

  • Recurring Billing: $10 monthly fee
  • Advanced Fraud Protection Services: $10 monthly + $0.05* per transaction

Other Online Merchant Fees

International Sales The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1.5% international transaction fee to receive payments from another country.
Chargeback Fee: See chargeback table below
Uncaptured Authorization: after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization
Card Verification Transactions: used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission.
Refund Fee: Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments)
American Express® card usage fees: 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal

PayPal Payouts and Mass Pay Fees

If you are using Payouts or Mass Pay to send money to someone with a PayPal account:

Currency of the payment: In the U.S., using PayPal’s newer Payouts API, you pay a flat fee of: In the U.S., using traditional Mass Pay services, you pay 2% of each recipient’s payment amount as a fee up to a maximum amount per recipient of: Outside of the U.S., you pay 2% of each recipient’s payment amount as a fee up to a maximum amount per recipient of:
Australian Dollar: 0.32 AUD 1.25 AUD 24.00 AUD
Brazilian Real: 0.50 BRL 2.00 BRL 40.00 BRL
Canadian Dollar: 0.32 CAD 1.25 CAD 24.00 CAD
Czech Koruna: 6.00 CZK 24.00 CZK 400.00 CZK
Danish Krone: 1.50 DKK 6.00 DKK 120.00 DKK
Euro: 0.22 EUR 0.85 EUR 16.00 EUR
Hong Kong Dollar: 1.75 HKD 7.00 HKD 160.00 HKD
Hungarian Forint: 53 HUF 210 HUF 6,000 HUF
Israeli Shekel: 1.00 ILS 4.00 ILS 80.00 ILS
Japanese Yen: 30 JPY 120 JPY 2,000 JPY
Mexican Peso: 2.75 MXN 11.00 MXN 300.00 MXN
Malaysian Ringgit: N/A 4.00 MYR 80.00 MYR
New Zealand Dollar: 0.38 NZD 1.50 NZD 30.00 NZD
Norwegian Krone: 1.70 NOK 6.75 NOK 120.00 NOK
Philippine Peso: 12.50 PHP 50.00 PHP 1,000.00 PHP
Polish Zlotych: 0.75 PLN 3.00 PLN 60.00 PLN
Russian Ruble: 60 RUB 30 RUB 600 RUB
Singapore Dollar: 0.40 SGD 1.60 SGD 32.00 SGD
Swedish Krona: 2.25 SEK 9.00 SEK 160.00 SEK
Swiss Franc: 0.33 CHF 1.30 CHF 20.00 CHF
Taiwan New Dollar: 8.00 TWD 33.00 TWD 800.00 TWD
Thai Baht: 9.00 THB 36.00 THB 800.00 THB
U.K. Pounds Sterling: 0.17 GBP 0.65 GBP 14.00 GBP
U.S. Dollar: 0.25 USD 1.00 USD 20.00 USD

Chargeback Fees

Currency Chargeback Fee
Australian Dollar: 22 AUD
Brazilian Real: 35 BRL
Canadian Dollar: 20.00 CAD
Czech Koruna: 400.00 CZK
Danish Krone: 120.00 DKK
Euro: 16 EUR
Hong Kong Dollar: 155.00 HKD
Hungarian Forint: 4,325 HUF
Israeli Shekel: 75.00 ILS
Japanese Yen: 1,875 JPY
Malaysian Ringgit: 65 MYR
Mexican Peso: 250 MXN
Currency Chargeback Fee
New Zealand Dollar: 28 NZD
Norwegian Krone: 125.00 NOK
Philippine Peso: 900.00 PHP
Polish Zlotych: 65.00 PLN
Russian Ruble: 640 RUB
Singapore Dollar: 28.00 SGD
Swedish Krona: 150.00 SEK
Swiss Franc: 22 CHF
Taiwan New Dollar: 625 TWD
Thai Baht: 650.00 THB
U.K. Pounds Sterling: 14.00 GBP
U.S. Dollar: 20.00 USD

Point of Sale & Credit Card Payment Processing Fees

PayPal is a convenient way to accept credit cards in your store or with mobile payments. Wherever your business goes, you can process your customers' credit card payments.

Mobile Card Reader Fees

  • No startup costs, no termination fee, no monthly fees
  • Accept payments on your smartphone and tablet, on the go or in-store

Swiped & check-in transactions 2.7% per transaction
Keyed or scanned transactions 3.5% + $0.15 per transaction
International fees Accept non-US cards for the standard 2.7% per swipe plus a 1.5% cross-border fee and/or 2.5% currency conversion

Mobile Credit Card Reader Fees

Monthly Subscription: None
International Sales: The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1.5% international transaction fee to receive payments from another country.
Chargeback Fee: See chargeback table above
Uncaptured Authorization: after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization
Card Verification Transactions: used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission
Refund Fee: Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments)

Merchant Services and Business Products