Buying is free.

Buying online or in-store purchases

We don't think it makes any sense to charge you fees for buying online or in-store in the US. Spend freely (but wisely).

Selling is 2.9% + $0.30 per sale.

That's a small price to pay for accepting major forms of payment from any of the million active customers worldwide. There are no hidden PayPal fees. You don't have to pay anything until you get paid for selling something. Our rates are some of the most competitive in the industry – keeping you in business and your customers happy.

More about PayPal merchant fees

Sales within the US 2.9% + $0.30 per transaction
Discounted rate for eligible nonprofits 2.2% + $0.30 per transaction
International sales 3.9% transaction fee plus a fixed fee based on currency received
PayPal Heretm card reader 2.7% when you swipe a card or 3.5% plus $0.15 for manually entered transactions

Fees to send money are usually $0.

Sending money to friends and family is free in the US for both you and the recipient when you fund the transfer with your bank account or PayPal balance. The funds go right into their PayPal account. And if they don’t have one, they can open one for free. For a small fee, you can also use a debit or credit card. International transfers to Canada are usually free when funded by bank or account balance. PayPal fees to send money are required for all other countries or when an international transfer is funded by a debit or credit card.

Requesting money is simple, too. With just an email address or mobile number, you can make a request to anyone instantly. They can sign up in seconds if they don’t have a PayPal account yet. PayPal fees for receiving money are just $0.30 + 2.9% of the transfer amount.

PayPal balance or bank account Free when sending money inside the US
Debit/credit card fee 2.9% plus $0.30 per transaction
Outside the US 0% to 2% fee when fully funded with your bank account or PayPal balance or 2.9% to 5.99% plus a fixed fee based on the payment currency if paying with a credit or debit card