Buying is free.

How do you feel about zero? We like it too. Buy it all for nothing when you buy something in the US. The seller pays a nominal fee for your trouble.

Buying online or in stores Always free

Selling is 2.9% + $0.30 per sale.

That's a small price to pay for accepting all forms of payments from over million customers worldwide. There are no hidden fees. You don't have to pay anything until you get paid for selling something. Our rates are some of the most competitive in the industry – keeping you in business and your customers happy.

More about merchant fees

Sales within the US 2.9% + $0.30 per transaction
Discounted rate for eligible nonprofits 2.2% + $0.30 per transaction
International sales 3.9% transaction fee plus a fixed fee based on currency received
PayPal Heretm card reader 2.7% when you swipe a card or 3.5% plus $0.15 for manually entered transactions

Sending is Usually 0.

Sending money to friends and family is free in the US for both you and the recipient when you fund the transfer with your bank account or PayPal balance. For a small fee, you can also use a debit or credit card. International transfers to Canada are free when funded by bank or account balance. Fees are required for all other countries or when an international transfer is funded by a debit or credit card.

Requesting money is simple, too. With just an email address or mobile number, you can make a request to anyone instantly. They can sign up in seconds if they don’t have an account yet. It costs you just $0.30 + 2.9% of the transfer amount.

PayPal balance or bank account Free when sending money inside the US
Debit/credit card fee 2.9% plus $0.30 per transaction
Outside the US 0% to 2% fee when fully funded with your bank account or PayPal balance or 2.9% to 5.99% plus a fixed fee based on the payment currency if paying with a credit or debit card