PayPal Send Money on Phone

The secure and fun way to send money online

A simple way to quickly send money to family and friends almost anywhere in the world.1

Get the most out of every send

Two-way messaging

Exchange messages to make payments between friends more fun and less awkward.

Fee-free options

Use your PayPal Cash Card2, PayPal balance, or bank to send money online in the US.

Speedy access

When you send money, recipients can get it quickly.1

24/7 monitoring

With encryption technology, we go the distance to help make sure your money transfers are secure.

Send money with a splash of color

Our animations, brightly-colored emojis, and range of themes means sending money doesn't have to be so black and white.

Send money now         

Friendly exchanges

Personalize your send with an inside joke or simple thank you note, and get real-time responses from the recipient.

Send money globally

Transfer money using our Xoom service to 130+ countries, even if the recipient doesn't have a PayPal or Xoom account.3

Send money globally         

Send money online to friends and family in the US

$ 0

transaction fees within the US

when you send money from your linked bank account or PayPal balance.1

2.9 %

per transaction within the US

when using your debit or credit card, or PayPal credit.4

See more ways to

Send and receive money

Join over 400 million PayPal users

Easily and securely spend, send, and manage your transactions—all in one place.

Experience the new way to PayPal

Download the app on your phone or sign up for free online.

1 An account with PayPal is required to send and receive money.

2 The PayPal Cash Card is a debit card linked to your PayPal balance. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Funds you hold in a PayPal Balance account are not insured by the FDIC unless you have successfully requested a PayPal Cash Card. If you have successfully requested a PayPal Cash Card, then we will deposit the funds in your PayPal Balance account into a pooled deposit account held by us for your benefit at an FDIC-insured bank. This structure used for accounts with a PayPal Cash Card is intended to provide the funds in your PayPal Balance account with the benefit of pass-through FDIC insurance up to applicable limits.

The PayPal Cash Mastercard ("PayPal Cash Card") is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds.

3 Fees and limitations apply. In addition to the transaction fees, Xoom also makes money when it changes your US dollars into a different currency. No PayPal or Xoom account necessary.

4 Fees are subject to change. Learn more.

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