PayPal Payments Standard: start accepting payments online today.

Jun 27 2018 | PayPal editorial staff

If you’re looking to take your business to the next level and start selling online, a secure payment button may be your solution — and you don’t have to be a whiz at computer programming to add it.
With PayPal Payments Standard, you can start accepting payments in as little as 15 minutes by simply adding some code to your existing e-commerce website. The system-optimized for both smartphones and tablets-can serve customers with or without a PayPal account, giving you the ability to sell to almost anyone who wants to buy from you. You can add shipping fees and taxes to payments with PayPal Payments Standard-and you can also track inventory and access profit and loss information by product or service.

The checkout process with PayPal Payments Standard only takes a few clicks, which makes it simple for your customers to use; this can also improve conversion rates by up to 44%1.

How to use PayPal Payments Standard with your e-commerce platform.
The system is also built to work with most major shopping carts and e-commerce platforms, including eBay, Shopify, and Etsy. 

Learn how to add PayPal Payments Standard on your e-commerce website with this in-depth guide.

PayPal Payments Standard fees.
PayPal Payments Standards can process payments from credit cards, PayPal, and PayPal Credit- all you pay is a standard, flat fee of 2.9%, plus $0.30 cents per transaction.3 There are no hidden fees or long-term commitments with PayPal Payments Standard.

When funds become available.
With PayPal Payments Standard, your funds are typically available for withdrawal to a connected bank account within a few minutes after you make a sale.

The PayPal Business Debit Mastercard® gives you immediate access to your funds with point-of-sale purchases or ATM cash withdrawals in locations around the world. The no annual fee debit card pays 1% cash back on all eligible purchases.4

Protecting you and your business is a top priority.
PayPal Payments Standard is built with your business' security in mind. Every PayPal Business account comes with 24-hour fraud monitoring and encrypted transactions. You may also benefit from PayPal Seller Protection on eligible purchases.5

Customize your checkout with PayPal Payments Pro.
Do you need additional features and a customizable checkout? Upgrade to PayPal Payments Pro and for $30 per month, you can customize your checkout in any way your business demands and accept more payment options including debit cards, phone payments, and in-person payments.

You can also access additional information by reviewing our FAQs at the bottom of this page.


The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

1 As reported in Nielsen’s Online Panel research for activity occurring from July – November 2015, which compared PayPal transactions to non-PayPal transactions on sites that offer PayPal as a payment option. Nielsen measured 125,000 households’ online behavior across 10 SMB merchants. Copyright 2016 Nielsen.
2 PayPal Credit is subject to consumer credit approval.
3 Fees are subject to change. See updated 
merchant fees here.
4 The PayPal Business Debit Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Debit Mastercard is accepted. Additional activation for cash back is required. Transactions eligible for 1% cash back include: credit transactions which you sign for and which are processed via Mastercard; online transactions processed via Mastercard; and phone transactions processed via Mastercard. Transactions that are not eligible for cash back include, but are not limited to: purchases processed via a debit network (including PIN-less debit transactions); cash withdrawals and cash advances. Additionally, you'll only receive cash back when your monthly earned cash back is at least $1.00 USD. Cash back earned that's less than $1.00 USD will not be awarded and does not carry over to the next month. See the Cardholder Agreement for complete details.
Terms apply.

Was this content helpful?

Frequently asked questions.

Website Payments Standard is for businesses which have, or are considering building, a website and need a fast and affordable way to accept online payments.

Website Payments Standard can be integrated with your website through a PayPal-compatible third party shopping cart or through a customised integration.

You can also begin accepting payments by adding PayPal payment buttons to your website.

The available payment buttons are:
  • Add to Cart
  • Buy Now
  • Subscribe
  • Donate.

You’ll need to enter a few details about your goods or services and we’ll generate the correct HTML code for your buttons which you then paste into your website. Your customers click on those buttons to pay securely with PayPal.

The fees for Website Payments Standard:
  • No monthly fees
  • No set-up fees
  • No cancellation fees
  • 1.4% - 3.4% + 20p per transaction (fee rate based on average monthly volume).

To begin using Website Payments Standard:
  1. Log in to your PayPal Business account or sign up for one at
  2. Click Business near the top of the page.
  3. Below 'Business', select View all products.
  4. Click Try It Now and follow the instructions to add a button to your website.
Whether you're getting ready to start a business, advance your small business, or grow an online business, PayPal has a product for you. From complex business products to simple solutions for your business, we’ve got you covered.

Here’s more information on the different business products PayPal offers.

PayPal Payments Standard: PayPal Payments Standard is loaded with everything you need to get paid online, including a checkout experience that’s already optimized across devices.

PayPal Payments Advanced: PayPal Payments Advanced is an all-in-one payment-processing system that lets you accept payments online, offline, or on the go. PayPal Payments Advanced lets customers using a credit or debit card check out directly on your website.

PayPal Payments Pro: PayPal Payments Pro gives you the flexibility and payment processing security to build a professional-grade ecommerce site. It can be configured to suite your business needs – and works across devices. Plus, because it’s from PayPal, you can tap into over 184+ million active customer accounts around the globe.

Payflow Payment Gateway: A payment gateway links your website to your processing network and merchant account. Like most gateways, Payflow Payment Gateway handles all major credit and debit cards. What makes our gateway different is the low rates and incremental sales boost from offering PayPal and PayPal Credit payment options on your site.

PayPal Here: One app, many ways to get paid. Choose your reader for accepting card payments, then with the PayPal Here app, you can issue receipts, manually enter card payments, track cash and check payments and send invoices.

PayPal Checkout: Add PayPal as a payment option to your checkout page - or use it as a stand-alone solution. You’ll open the door to over 169 million active PayPal users who look for and use this fast, easy, and secure way to pay.

Virtual Terminal: You can use Virtual Terminal wherever you have Internet access—at your office, at a trade show, even at the airport. To take a credit card order, simply log in to your PayPal account and enter the payment details into the secure Virtual Terminal order form. We’ll process the payment and send you a confirmation.  

PayPal powered by Braintree PayPal powered by Braintree makes it easy to accept payments through your Partner store. Our payment gateway is similar to the credit card terminal you swipe your card through at the grocery store—we'll make sure your customer's payment information gets to the right places and doesn't fall into the wrong hands.
 PayPal Payments StandardPayPal Payments ProPayflowPayPal powered by BraintreePayPal Checkout (formerly known as Express Checkout
Monthly Fee
(See all Merchant fees)
Design and Host your own
check out pages for full control
 (if allowed by your partner site) 
Accept Credit Cards via phone,
fax and mail (VT)
Accept credit and debit cards
(your buyers don't need a PayPal account)

(Must have a 3rd party processor)
Accept PayPal payments
Send Invoices online for fast payment 
Accept payments in 25 currencies
from 202 countries
Simplified PCI compliance♦**
No long-term contracts, setup,
withdrawal or cancellation fees
Nonprofit discount available
for PayPal transactions
Toll-free phone support
Offer special financing on
purchases $99 and up
♦*** (only through PayPal Standard or Checkout)

**Requires use of the hosted templates in PayPal Payments Pro.
The PayPal Developer Portal offers support for developers who have questions about technical topics, such as APIs or integration. Below is a list of common topics searched for by developers. You can also browse and search on the Developer Portal for additional topics.

Account Authentication
Information about validating your visitor's PayPal account.

Encrypted Website Payments
To make online payments more secure, you can make Encrypted Website Payment buttons that rely on standard public key encryption for protection.

Identity API
PayPal offers a secure commerce Identity API that lets your customers sign in to your web site using their PayPal credentials.

Instant Payment Notification
Instant Payment Notification is a message service that automatically notifies merchants of events related to PayPal transactions.

Merchants, developers, and business solution providers use Invoicing APIs to automate the creation, delivery, tracking, and reconciliation of invoices with an integrated payments solution.

Mobile SDK
Accept PayPal, credit cards and other payments methods through mobile apps.

Name-Value Pair (NVP) API
Information and support on name value pairs and NVP SDKs.

PayPal Checkout
PayPal Checkout gives your buyers a simplified and secure checkout experience that keeps them local to your website or mobile app throughout the payment process.

Payflow Gateway
Payflow Pro is a high performance TCP/IP-based client-server architecture solution. It includes a secure payment gateway that gives merchants total control over the payment process.

PayPal Sandbox Support
Information and support for users testing in the PayPal Sandbox environment.

PayPal Shopping Cart
The PayPal Shopping Cart system allows buyers to select multiple items on your website and pay for them with a single payment.

Permissions Service API
PayPal's permissions service enables you to request and obtain authorization to make API calls and take action on behalf of your customers.

The PayPal SOAP API is based on open standards known collectively as web services, which include the Simple Object Access Protocol (SOAP), Web Services Definition Language (WSDL), and the XML Schema Definition language (XSD).

Testing Your Apps in Sandbox
A guide for developers testing their apps in the PayPal Sandbox environment.

Virtual Terminal
Information about PayPal's Virtual Terminal - a web-based application that processes credit and debit cards, replacing swipe machines.

Website Payments Pro
PayPal's Website Payments Pro is an API-based solution that enables merchants and developers to accept credit cards, debit cards, and PayPal payments directly on their website.
PayPal Payments Standard
You can accept credit cards online easily and offers a streamlined checkout experience to customers using mobile devices.
PayPal Payments Pro is a fully customizable payments system that lets you accept all major credit and debit cards, PayPal, and PayPal Credit1. You create the online checkout experience that’s right for your customers – from branding and look-and-feel to back-end integration.

What can I do with PayPal Payments Pro?

With PayPal Payments Pro, you get all the benefits of PayPal Payments Standard, plus the ability to accept payments via phone, fax and mail (with Virtual Terminal)2.  PayPal Payments Pro is fully customizable and integrates with almost all major shopping carts out of the box.

Is it right for my business?

PayPal Payments Pro is a good solution for any business that wants to accept credit and debit cards, as well as PayPal and PayPal Credit, while keeping customers on their website throughout the checkout experience.

PayPal Payments Pro also gives you detailed order management and transaction history, letting you see all credit card, debit card, and PayPal transactions in one place. For every sale, funds are transferred into your PayPal account, usually in minutes. You can then transfer the money to your bank account or keep it in your PayPal account to use for other online business transactions. All of it is easily managed in your PayPal dashboard.

PayPal Payments Pro is has a monthly fee, plus our base merchant rate of per transaction Learn more about fees.

For more information about PayPal Payments Pro, visit our information page.

1 PayPal Credit is subject to consumer credit approval.
2 The per-transaction fee for Virtual Terminal is 3.1% + $0.30 compared to 2.9% + $0.30 for PayPal Payments Pro. See pricing details.