How do I confirm my debit or credit card?

We ask you to confirm your card to verify you're the card owner.

Here's how to confirm your card:

  1. Click Wallet.
  2. Click the card you want to confirm.
  3. Click the confirm card link. (If you don't see the link, your card is automatically confirmed and you don't have to complete this process.)
  4. Read the information on the confirm credit card page and click OK.
PayPal will charge $1.95 USD to your card and generate a confirmation code on your card statement. After the card is confirmed, we will immediately refund $1.95 USD back to your card. Your card issuer will credit your card balance within 30 days from the date of the refund.

The charge appears on your card statement with a 4-digit code and the word PAYPAL. If you view your card statements online, you can check for the code in a few days. Otherwise, check for the code when you receive your next statement in the mail.
Confirm your card by entering the code
Have your 4-digit PayPal code ready and follow the steps below:
  1. Click Wallet.
  2. Click the card that needs to be confirmed.
  3. Enter the 4 digit code in the box and click Confirm.


  • If you do not act to confirm your card by entering int he 4-digit code (or your card cannot be confirmed), the charge will be refunded 75 (60 days in Brazil) days from the date of the charge. Based on certain jurisdictions (such as Brazil), the credit may not actually post to your card for up to 30 additional days.
  • If you remove your card or close your account during the time frames above, the return of the credit may not process. In these instances, you  may need to contact PayPal Customer Service to have the charge refunded.
See how you can link a bank to your PayPal account.