What is the PayPal Debit Card and how do I get one?
To apply for a PayPal Debit Card, click Get The Card on the PayPal Debit Card page, and follow the instructions to request your card.
You'll need to:
- Have a PayPal Balance account (no fees to set up an account).
- Be an active PayPal member with no open issues in the Resolution Center.
The PayPal Debit Card isn’t a credit card, so no credit check is required.
You can shop with your card details as soon as you sign up and create your Debit Card pin, even before you get the physical card in the mail.
To shop online with your digital card:
- Tap Wallet.
- Select your PayPal Debit Card.
- Tap the Eye icon located on the PayPal Debit Card and click Copy. This will copy the 16-digit card number.
To shop in-store, add the 16-digit card number to your Google Wallet and tap to pay.
With the PayPal Debit Card, you can:
- Instantly access your money in PayPal.
- Use your funds in PayPal to make purchases in stores or online anywhere Mastercard® is accepted.
- Withdraw money from PayPal at ATMs worldwide.
- Add cash to PayPal in tens of thousands of stores nationwide where cash reloading is supported.
Are there any fees?
There are no annual or monthly fees to own the PayPal Debit Card. There's also no fee to purchase in-stores or online using your PayPal Debit Card, or when you withdraw at MoneyPass ATMs; both the ATM surcharge and PayPal fees are waived. Learn more about the fees.
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A., pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles' design is a trademark of Mastercard International Incorporated. This is a debit card linked to your PayPal Balance account and is not a credit card. The Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. is the issuer of the Card only and is not responsible for the associated accounts or other products, services, or offers from PayPal.
PayPal is not a bank and does not itself take deposits. You will not receive any interest, credit, or other earnings on the funds in your PayPal Balance account. Your U.S. dollar PayPal Balance funds are eligible for FDIC pass-through insurance up to applicable limits only if you have opened a PayPal Debit Card account, have enrolled in Direct Deposit, or have bought or received cryptocurrency. FDIC insurance does not protect you against the failure of PayPal. See PayPal Balance Terms and Conditions. See PayPal Balance Terms and Conditions.