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What is Virtual Terminal and how does it work?

Virtual Terminal is part of our PayPal Payments Pro solution. It allows merchants to accept payments virtually anywhere they have Internet access, with no card swipe or software to install.

Here’s how it works:
  1. Log in to Virtual Terminal. When you're ready to process a payment, go to our website and log in to your PayPal account. Click Tools at the top of the page, then select Virtual Terminal.
  2. Enter the order. Enter the order details and credit or debit card information. If you're mailing an item, include the shipping info.
  3. Complete the transaction. You'll receive a confirmation for successful transactions. You'll then have the option to print a receipt or packing slip – or process another payment.
  4. Get paid. Once approved, the money shows up in your PayPal account, usually within minutes. From there, transfer it to your bank account, spend it wherever PayPal is accepted or use your PayPal Business Debit MasterCard® at the ATM or in stores. You have fast access to your PayPal account, plus the PayPal Business Debit MasterCard offers 1% cash back on eligible purchases (It requires enrollment. Cash back applies to signed transactions only.

Virtual Terminal costs $30/month, with no setup, termination or withdrawal fees. Per-transaction fees of 3.1% + $0.30 apply.

See pricing details

If you encounter any issues when signing up or processing payments, please reach out to Merchant Technical Support.
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