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Help Center > My Money/Sending money > Do I have to add funds to my PayPal account to use PayPal?

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Do I have to add funds to my PayPal account to use PayPal?

No. If you link a bank account to your PayPal account, money is taken directly from your bank account when you make purchases or send money.


Paying with your bank is a quick and easy way to keep track of spending. We’ll send you a receipt every time a payment is made from your account so you can keep track of your transactions.

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