What is PayPal Credit and where can I use it?

PayPal Credit is an open end (revolving), reusable line of credit that, if approved, will automatically be added to your PayPal account. With PayPal Credit, you can enjoy the flexibility to pay over time for everyday purchases. You can use PayPal Credit just about anywhere PayPal is accepted online. PayPal Credit is subject to credit approval and is issued by Synchrony Bank.

How do I apply for PayPal Credit?

You can learn more about the promotional financing offer details and apply for PayPal Credit from the PayPal website. When you apply for PayPal Credit, you’ll be asked to provide your date of birth, your net income after taxes, the last 4 digits of your Social Security number and agree to the Terms and Conditions. You’ll be provided any required disclosures in electronic form. You’ll know within seconds if you are approved. If approved, your PayPal Credit account will automatically link to your PayPal account where you can start to use it right away.

PayPal Credit is subject to credit approval and is offered by Synchrony Bank. It’s available for US residents who are of legal age in their state of residence.

If you have any question about PayPal Credit, please contact Synchrony Bank at 844-373-4961, Mon-Fri 8am-11pm ET, and Sat-Sun 9am-9pm ET.