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What is PayPal Smart Connect and where can I use it?

PayPal Smart Connect is a personal line of credit that allows you to make monthly payments on PayPal purchases. The amount you can spend using PayPal Smart Connect depends on your approved credit limit.

You can use PayPal Smart Connect anywhere PayPal is accepted.

You can't use PayPal Smart Connect to:

  • Recover a negative PayPal balance
  • Pay for recurring payments, subscriptions, or automatic payments at merchants that don't accept PayPal.

To contact customer service for PayPal Smart Connect, please call 866-571-3012.

Smart Connect is issued by Synchrony Bank.

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