- Offer your customers more time to pay
- Get paid up front with no extra charge
- Encourage higher order values and more sales
- Promote the offer on your site with free, ready-made banners
Turn browsers into buyers.
When your customers check out with PayPal and choose PayPal Credit, they get access to financing for 6 months on purchases of $99 or more. Subject to credit approval.1
Customers spend more
When shoppers have more time to pay they tend to buy more, and more often.
Advertising more time to pay with PayPal Credit can help lift sales up to 18%.2
More repeat shoppers
93% of first-time PayPal Credit users said they would use PayPal Credit again.3
2.9% + $0.30 per transaction
There’s no extra charge for customer financing. PayPal Credit is free to offer and advertise to your customers and is already included in most PayPal payment solutions. You pay your normal transaction fee of 2.9% + $0.30 per transaction.Learn about fees
More payment options means happier customers.
Many consumers want the flexibility to pay over time. PayPal Credit helps you give them what they want.
Simple approval process
During checkout on your website, customers select the PayPal Credit option, enter two pieces of information, accept the terms, and receive a decision in seconds.
Frequently Asked Questions
How do I add PayPal Credit to my website?
When do I get paid if my customers pay using PayPal Credit?
What are the benefits of PayPal Credit to my customers?
What is the PayPal banner ad program?
Setup is easy: Just copy and paste a few lines of code to place banner ads on your website, in email communications, or on your eBay store. If you have a PayPal account, you can sign on using the same email address and password you would normally use for PayPal. If you're not using PayPal to accept payments on your website, you'll need to set up a PayPal account with a qualifying PayPal product before you can participate in the PayPal Financing program.
Need help with PayPal Credit?
Visit the Advertise Financing portal to set up your account and access your free, ready-made banner ads.
Need help with an existing PayPal Business account?
1 Applicable for qualifying purchases of $99 or more if paid in full within 6 months. Customers check out with PayPal and use PayPal Credit. PayPal Credit is subject to consumer credit approval, as determined by the lender, Comenity Capital Bank.
2 August 2013 commissioned study conducted by Forrester Consulting on behalf of PayPal entitled The Total Economic Impact of PayPal's Bill Me Later Financing Banners." Data reflects a composite organization's online incremental sales and a 3-year, risk-adjusted return on investment, based on the organizations interviewed for the study.
3 September 2013 comScore online survey of 2,023 PayPal Credit buyers.
My average order value jumped significantly during the holiday season-thanks, in large part, to [PayPal Credit]. I put banners on my site to let customers know they could finance their purchases, and that helped drive larger orders.
- Wesley McMahon A Main Hobbies
Start advertising and selling more with financing today.Choose Your Banners
Sign up: 1-855-787-9088