PayPal fees are always fair.
Buying is free with us when you purchase in the U.S. When you sell with us, you get some of the most competitive rates in the business. It’s 2.9% + $0.30 per transaction. The proof is in the percentages below.
That's a small price to pay for accepting major forms of payment from any of the million active customers worldwide. There are no hidden PayPal fees. You don't have to pay anything until you get paid for selling something. Our rates are some of the most competitive in the industry – keeping you in business and your customers happy.
|Sales within the US||2.9% + $0.30 per transaction|
|Discounted rate for eligible charities||2.2% + $0.30 per transaction|
|International sales||4.4% transaction fee plus a fixed fee based on currency received|
|PayPal HereTM card reader||2.7% when you swipe a card or 3.5% plus $0.15 for manually entered transactions|
The transaction fees are based on how much cryptocurrency (“crypto”) you buy or sell. The exchange rate you’ll see before buying or selling crypto will also include a cryptocurrency conversion spread. There’s no fee for holding crypto in your account.
|Purchase or sale amount||Fee|
|1.00 – 24.99 USD||0.50 USD|
|25.00 – 100.00 USD||2.30%
|100.01 – 200.00 USD||2.00%
|200.01 – 1000.00 USD||1.80%
|1000.01 USD +||1.50%
If you are a U.S. PayPal account holder, you can transfer money out of PayPal in two ways. * Standard transfers made using your linked bank account are always free and are usually deposited the next business day. ** Now, with Instant Transfer, for a fee you can transfer funds even faster to your eligible bank account or debit card. Instant Transfers to eligible banks and debit cards are typically completed in minutes. *** You can choose between your eligible linked bank accounts and debit card(s) when you make a transfer. Eligible debit cards include Visa and MasterCard debit that participate in Instant Transfers. Participation of these cards is driven by the card issuer. Eligible banks include those participating in The Clearing House Real Time Payments program.
|Standard transfer to linked bank account||Free|
|Instant transfer with eligible linked debit card or bank account||1% of amount transferred, with a maximum fee of $10.00|
Instant Transfer Withdrawal Limits for Debit Cards
- Up to $5,000 per transaction
- Up to $5,000 per day
- Up to $5,000 per week
- Up to $15,000 per month
Instant Transfer Withdrawal Limits for Bank
- Up to $25,000 per transaction
We’ll always post the current fees for sending money to friends and family on this page, and we will disclose the fees to you in advance each time you initiate a transaction to send money to a friend or family member. These fees may change from time to time, and most changes to these fees will be deemed effective at the time and date of posting. If these fees ever increase, we will provide advance notice on our Policy Updates page. You must have or open a PayPal account to send or receive money.
If you are a U.S. PayPal account holder sending money to a friend or family member who uses PayPal in the U.S., you may pay a fee, depending on how you pay.
|Funded by your PayPal Cash or PayPal Cash Plus balance or a bank account linked to PayPal.||Fee is waived.|
|Funded by a credit card, debit card or PayPal Credit.||2.9% of the amount funded this way, plus a fixed fee (from the table below) based on the currency of the transaction.|
If you are a U.S. PayPal account holder sending money to a friend or family member with a PayPal account in a country other than the U.S., the fee you pay depends on the Payment Method used and the amount you are sending.
|Transaction Fee||Funding Fee|
|Funded by your PayPal balance or a bank account linked to your PayPal account.||5% of the send amount with
||No funding fee|
|Funded by a credit card, debit card or PayPal Credit.||5% of the send amount with
||2.9% of the transaction amount funded this way plus a fixed fee based on currency (from the table below).|
|Australian Dollar:||0.30 AUD|
|Brazilian Real:||0.60 BRL|
|Canadian Dollar:||0.30 CAD|
|Czech Koruna:||10.00 CZK|
|Danish Krone:||2.60 DKK|
|Hong Kong Dollar:||2.35 HKD|
|Hungarian Forint:||90 HUF|
|Israeli Shekel:||1.20 ILS|
|Japanese Yen:||40 JPY|
|Malaysian Ringgit:||2.00 MYR|
|Mexican Peso:||4.00 MXN|
|New Zealand Dollar:||0.45 NZD|
|Norwegian Krone:||2.80 NOK|
|Philippine Peso:||15.00 PHP|
|Polish Zloty:||1.35 PLN|
|Russian Ruble:||10 RUB|
|Singapore Dollar:||0.50 SGD|
|Swedish Krona:||3.25 SEK|
|Swiss Franc:||0.55 CHF|
|Taiwan New Dollar:||10.00 TWD|
|Thai Baht:||11.00 THB|
|U.K. Pounds Sterling:||0.20 GBP|
|U.S. Dollar:||0.30 USD|