PersonalBusiness

There’s a plus side to every purchase you make with PayPal.

And it really adds up.

Get the App

Get unlimited cash back on your favorite brands

Save as many cash back1 offers as you want. Earn 2, 3, 4, 5% and more after you check out with PayPal. Check offers for details. Terms and exclusions apply

Check Out the Offers
Mosaic featuring a TV, modern sofa and tables, and a mobile phone screen showing a featured offer and custom shopping picks

Add another

3% on top

Put it on your PayPal Cashback Mastercard®. You’ll earn unlimited 3% cash back2 on your PayPal purchases. 
And you’ll earn unlimited 1.5% cash back on all of your other purchases. No rotating categories. No annual fee.3 Just unlimited cash back. Plus, no impact to your credit score if you're declined4.

Learn About the Card
Subject to credit approval.

Watch it grow

Roll all that cash back into a high-yield PayPal Savings account. You could earn 4.30% APY.5 That’s earning cash on cash back.

Sign Up For PayPal Savings
PayPal Balance account is required to use PayPal Savings. PayPal is a financial technology company, not a bank. Banking services provided by Synchrony Bank, Member FDIC.

Pay it safe

Your transactions are encrypted, helping to keep your identity and financial info safe.

Shop Confidently with PayPal

Add that all up and you could get limitless cash back in your pocket. And a whole lot of peace of mind.

Discover even more ways to PayPal

Download the App
 
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Learn How PayPal works
 

Explore the PayPal Money Hub

Find helpful articles, tips, and stories from people like you who are exercising their financial know-how to make every dollar go further.

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1
Check offers for details. Terms and exclusions apply.
2
Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
3
See Terms and Rates for New Accounts.
4
Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. An approved PayPal Cashback Mastercard application will result in a hard credit inquiry, which may impact your credit score.
5
As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.10%. This is a variable rate and can change at any time, including after the account is opened.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
All screen images are for illustrative purposes only.