Instant access to your money, with rewards.

The PayPal Business Debit MasterCard accelerates your cash flow by providing direct access to your PayPal balance. Plus, you can earn unlimited 1% cash back on your eligible purchases everywhere Debit MasterCard is accepted.

Get rewarded for your business purchases.t

Unlike other debit cards, the PayPal Business Debit MasterCard earns you 1% cash back on all your eligible purchases. If you’ve received and activated your card, enrolling in rewards can be done easily in a matter of minutes.

Enroll your card

Choose your source for backup funding.

It’s easy to use your card, even with a $0 PayPal account balance when you add a bank account as a backup funding source to your debit MasterCard1 card.

Set up Backup Funding on your card

Frequently Asked Questions

Where is the money debited from?

Funds are deducted from your PayPal balance. Once you’ve used up your PayPal balance, you can continue to make purchases using your backup payment method (does not apply to cash withdrawals). This feature is available at no extra charge, and allows you to still earn 1% Cash Back on your eligible purchases. To set-up a backup funding source, visit and click 'Add backup now.'

What types of purchases qualify to earn cash back?

You can earn 1% on most purchases made online, over the phone, or that require a signature. Simply enroll your card at and click 'Enroll now'.

Are there any fees for using the card?

Minimal fees do apply when using the PayPal Business Debit MasterCard. For complete details, please see the Cardholder Agreement. View cardholder agreement

Is there a withdrawal or spending limit for the card?

Standard daily limits do apply when using the PayPal Business Debit MasterCard: $3,000 USD for purchases and $400 USD for cash withdrawals.

Need help with PayPal Business Debit MasterCard?

Next steps for cardholders:
Activate your card

Enroll in Cash Back

Set up a back up funding source

Need help with an existing PayPal Business account?

I love the PayPal Business Debit MasterCard. Funds from PayPal Here are instantly available on my card. If I take a payment on a Saturday, I don’t have to wait until Tuesday to spend that hard-earned money.

- Jennifer Rashkin SocialPop Marketing

Start getting rewarded for your business purchases.

Get a Card Today

Merchant Services and Business Products