PayPal Business Debit MasterCard®


- Withdraw your PayPal balance at any ATM. No annual fee.
- Earn unlimited 1% cash back on eligible purchasesț
- MasterCard Zero Liability policy for unauthorized purchases*

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Frequently Asked Questions

Where is the money debited from?

Purchase amounts are debited from your PayPal account. Once you’ve used up your PayPal balance, you can use your backup payment method at no extra charge.

What types of purchases qualify to earn cash back?

Earn 1% cash back for purchases when you use it online, over the phone, or for purchases that require a signature. There's no limit to how much you can earnț.

Are there any fees for using the card?

There is no fee to use your PayPal Business Debit MasterCard to make a purchase from merchants that accept Debit MasterCard. There are fees associated with cash withdrawal and foreign transactions. Please see Cardholder Agreement.

Can I use my card without a PayPal balance?

Yes, you can use your card with a $0 PayPal balance when you add a bank account as a backup funding source to your debit.

Can I withdraw from my PayPal balance at an ATM?

Yes. You can withdraw cash from any ATM that displays the MasterCard, Maestro and Cirrus logos.

Is there a withdrawal or spending limit for the card?

The default spending limits for the PayPal Business Debit MasterCard are: Daily spending: $3,000 USD Daily ATM: $400 USD