Use your PayPal balance everywhere
Use your PayPal balance online, in a store or everywhere Debit MasterCard is accepted. Add a bank account as your back up and use your card with a $0 PayPal balance1.
Withdraw your PayPal balance at any ATM
You can use your card everywhere Debit MasterCard is accepted, and withdraw cash from any ATM in the world that displays the MasterCard®, Maestro® and Cirrus® acceptance marks.
Frequently Asked Questions
Where is the money debited from?
Purchase amounts are debited from your PayPal account. Once you’ve used up your PayPal balance, you can use your backup payment method at no extra charge.
What types of purchases qualify to earn cash back?
Earn 1% cash back for purchases when you use it online, over the phone, or for purchases that require a signature. There's no limit to how much you can earnț.
Are there any fees for using the card?
There is no fee to use your PayPal Business Debit MasterCard to make a purchase from merchants that accept Debit MasterCard. There are fees associated with cash withdrawal and foreign transactions. Please see Cardholder Agreement.
Can I use my card without a PayPal balance?
Yes, you can use your card with a $0 PayPal balance when you add a bank account as a backup funding source to your debit.
Can I withdraw from my PayPal balance at an ATM?
Yes. You can withdraw cash from any ATM that displays the MasterCard, Maestro and Cirrus logos.
Is there a withdrawal or spending limit for the card?
The default spending limits for the PayPal Business Debit MasterCard are: Daily spending: $3,000 USD Daily ATM: $400 USD
* Conditions and exceptions apply, see Cardholder Agreement.
ț Additional enrollment for Cash Back is required. Earn cash back when you use your card online, over the phone or sign for a purchase.
1 You can use your card with a $0 PayPal balance when you add a bank account as a backup funding source to your debit card.
PayPal Business Debit MasterCard® is issued by The Bancorp Bank pursuant to license by MasterCard International Incorporated. The Bancorp Bank; Member FDIC. MasterCard is a registered trademark of MasterCard International Incorporated.