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Larger retailers have 400 million reasons to offer PayPal Pay Later.
Reach 400 million active users. Trusted by 14x more millennials to keep their financial information secure than other buy now, pay later providers1. Enjoy white glove service.
Register for your free BNPL assessment
Talk to your payments specialist to get started, 855-477-5687
More payment options for customers, more growth for you. Pay Monthly is coming soon. Learn more.
Leading retailers taking advantage of PayPal’s reach
Dynamic technology that helps convert your browsers to buyers2
80% of buy now, pay later users agreed that seeing a buy now, pay later message while shopping online gives them the ability to spend more.2 Download our guide to learn how you can join the 40,000 merchants already using dynamic PayPal Pay Later messaging.3
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Revenue-driving wins for your business
56%
increase in average order value
Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.4
21%
share of sales
B2C merchants said 21% of their online sales come from a buy now, pay later solution.5
65%
of Pay in 4 spend is from repeat users
And 60% of Pay in 4 users have completed 2+ transactions with Pay Later.6
Reach millennial and Gen Z consumers with PayPal
400+
million total active accounts globally. Attract new customers by accessing PayPal’s established network of active users.
Loyal Shoppers
68% of millennial & Gen Z shoppers have used PayPal vs. an average of 7% among the top three competing BNPL providers.7
Trusted
53% of younger consumers trust PayPal to keep their financial information secure Compared to an average of 3.7% among the top six competing buy now, pay later providers.7
How top retail executives empower their customers
Hear directly from the C-suites of DXL Group, LovelySkin and Jewelry Television about how adding PayPal Pay Later options helped their businesses increase trust, reach, and long-term value.
Watch Video
Timely resources, specially curated for retailers
Article
How younger audiences value credit offerings today
Enterprise retailers that understand how and why younger consumers use credit might be hard-pressed to find reasons to not offer buy now, pay later.
Article
Millennials and the shifting dynamics of online credit.
Buy now, pay later can reach this coveted demographic.
Video
The Buy Now, Pay Later Boom
Learn how payments innovation is driving retailer resilience with flexible financing options that produce measurable results.
Case Study
Destination XL grows millennial and Gen Z customer base
Learn how the largest retailer for big and tall shoppers in the US used PayPal Pay Later to help increase sales, AOV and appeal to younger customers.8
Article
How younger audiences value credit offerings today
Enterprise retailers that understand how and why younger consumers use credit might be hard-pressed to find reasons to not offer buy now, pay later.
Article
Millennials and the shifting dynamics of online credit.
Buy now, pay later can reach this coveted demographic.
Video
The Buy Now, Pay Later Boom
Learn how payments innovation is driving retailer resilience with flexible financing options that produce measurable results.
Case Study
Destination XL grows millennial and Gen Z customer base
Learn how the largest retailer for big and tall shoppers in the US used PayPal Pay Later to help increase sales, AOV and appeal to younger customers.8
Article
How younger audiences value credit offerings today
Enterprise retailers that understand how and why younger consumers use credit might be hard-pressed to find reasons to not offer buy now, pay later.
Article
Millennials and the shifting dynamics of online credit.
Buy now, pay later can reach this coveted demographic.
*About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee.
PayPal Credit is subject to consumer credit approval.
1 56% of millennials trust PayPal to keep their financial information secure, as compared to an average of 4% among the top 6 competing BNPL providers. Source: Online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (millennials ages 24-39).
2 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among BNPL Users, n= 357).
3PayPal Internal Data – Q2, 2021.
4 Average life in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without. 2019 PayPal internal data.
5 How Younger Audiences Value Credit Offerings Today, commissioned studies conducted by Forrester Consulting on be-half of PayPal involving 504 US consumers aged 18-39 and 473 B2C merchant respondent with influence over ecommerce and/or credit decisions, November 2020.
6 Analysis of PayPal internal data as of February 2021 (based on data from October 2020 through February 2021).
7 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.
8 DXL Case Study, 2021. Data based on the business’s own internal analysis. Results may vary substantially by business.
PayPal Credit is subject to consumer credit approval.
1 56% of millennials trust PayPal to keep their financial information secure, as compared to an average of 4% among the top 6 competing BNPL providers. Source: Online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (millennials ages 24-39).
2 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among BNPL Users, n= 357).
3PayPal Internal Data – Q2, 2021.
4 Average life in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without. 2019 PayPal internal data.
5 How Younger Audiences Value Credit Offerings Today, commissioned studies conducted by Forrester Consulting on be-half of PayPal involving 504 US consumers aged 18-39 and 473 B2C merchant respondent with influence over ecommerce and/or credit decisions, November 2020.
6 Analysis of PayPal internal data as of February 2021 (based on data from October 2020 through February 2021).
7 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.
8 DXL Case Study, 2021. Data based on the business’s own internal analysis. Results may vary substantially by business.
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