Pay Later messaging

Close the sale by promoting Pay Later.

Dynamic messaging lets you automatically present relevant Pay Later offers throughout the shopping journey—at no additional cost for your business.

Enable Pay Later MessagingConnect With Us
Talk to a payments expert to get started, 1-855-477-5687.
A mobile phone screen of a customer at checkout buying golf clubs ; a tile offering PayPal pay later option

Low-effort conversion. No extra cost.

Help shoppers buy what they need

Accelerate sales by letting customers know they have payment options as they browse, shop, and check out.

Get useful business insights

Access reports that show sales, average order value, and customer info from Pay Later purchases.

Enjoy automatic updates

Once you enable dynamic messaging, new Pay Later options are automatically added when available.

Drive sales at no additional cost

12% additional lift in sales by merchants that use PayPal Pay Later upstream messaging after 6 months.1

Help turn browsers into buyers

66 %
of buy now, pay later users have abandoned a purchase when they didn't see a buy now, pay later message when shopping2
72 %
of customers are more likely to complete a purchase if a buy now, pay later option is available2

Drive sales and cart sizes while customers shop

Place messaging upfront on your homepage and category pages

Show Pay Later offers on your product pages

Pay Monthly⁴ is subject to consumer credit approval. Merchant-funded 0% APR for consumers is in addition to your applicable PayPal transaction rate.

Add messaging to your cart and checkout pages

Pay Monthly⁴ is subject to consumer credit approval. Merchant-funded 0% APR for consumers is in addition to your applicable PayPal transaction rate.

Explore articles, case studies, and more

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Frequently asked questions

More about payments processing

Accept PayPal Payments
 
Venmo for Business
 
Developer Documentation
 
Payment Methods
 

Add Pay Later messaging to your site today

If you already have an account, you can get started right away. If not, contact a payments expert to learn more.

Enable Pay Later MessagingConnect With Us
Talk to a payments expert 1-855-477-5687.
1
Based in internal PayPal data from 50 LE merchants with Pay Later messaging from May 2021 through February 2022.
2
Nielsen Survey, Commissioned by PayPal, Nielsen Media Attitudinal Survey of USA (February 2023) with 3,999 recent purchasers (past 2 weeks) from large enterprise merchants, including 1,999 PayPal transactions & 2,000 non-PayPal transactions. Base N. PayPal BNPL (Pay Monthly and/or Pay In 4) users in last 12 months = 2,334​.
3
Requires the latest PayPal Checkout Javascript Software Development Kit (JS SDK).
4
Pay Monthly is subject to consumer credit approval. Fixed APR is 9.99-35.99% APR based on the customer’s creditworthiness. Rates as low as 4.99% from time to time. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): CT Small Loan Licensee. RI Loan Broker Licensee. VT Loan Solicitation Licensee.

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