Amplify reach and trust
– with flexible revolving credit and installment buy now, pay later options
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Talk to your payments specialist to get started, 855-477-5687
Customer financing.
Perfected.
PayPal Pay Later provides access to 377 million active global accounts and multiple buy now, pay later offers in a single integration. Pay in 4 enables shoppers to make purchases in four interest-free payments, while PayPal Credit is designed for larger purchases.1 Customers get more buying power. You get help maximizing reach and revenue.
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Connect with younger consumers
The myth that consumers aged 18–39 are credit shy is persistent – and false.2 Watch the video and download the infographic below to unlock new insights from Forrester about how you can use buy now, pay later to connect with millennials and Gen Z.
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Revenue-driving wins for your business
56%
increase in average order value
Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.3
21%
share of sales
B2C merchants said 21% of their online sales come from a buy now, pay later solution.2
65%
of Pay in 4 spend is from repeat users
And 60% of Pay in 4 users have completed 2+ transactions with Pay Later.4
The PayPal Pay Later advantage
Reach
377 million total active accounts globally
Attract new customers by accessing PayPal’s established network of active users.
Flexibility
2 solutions in 1 integration – at no additional cost to you
Integrate easily and add dynamic Pay Later messaging with just a few lines of code.
Trust
53% of young consumers trust PayPal to keep their financial information secure
Compared to an average of 3.7% among the top six competing buy now, pay later providers.5
Flexible fashion payment offers can help grow sales6
Virtual KeynoteGlossy Modern Commerce Summit:
"The Buy Now, Pay Later Boom"
Learn how fashion retailers can strategically partner with fintech platforms to reach more customers with flexible financing options and produce measurable results.
ReportThe Power of Pay Later
WWD, the leading voice for fashion retailers, teamed up with PayPal to look at the rapid emergence of buy now, pay later and its appeal to millennial and Gen Z shoppers.
Infographic4 Ways Pay Later Helps
Fashion Retailers
See how fashion retailers are using buy now, pay later to keep up with shifting buyer behavior and help grow sales, cart size, and revenue.
Global brands already offering PayPal Pay Later
Valuable resources for enterprise retailers
Webinar
Retail Touchpoints’ Connected Consumer Series
Get the latest insights on what customers want from buy now, pay later options
Article
Millennials and the shifting dynamics of online credit
Buy now, pay later can reach this coveted demographic
Article
Frictionless buy now, pay later
The next big advancement in frictionless checkouts
Webinar
Modern Retail Summit LIVE
Top retail executives discuss proven strategies for driving sales and building loyalty
Webinar
Retail Touchpoints’ Connected Consumer Series
Get the latest insights on what customers want from buy now, pay later options
Article
Millennials and the shifting dynamics of online credit
Buy now, pay later can reach this coveted demographic
Article
Frictionless buy now, pay later
The next big advancement in frictionless checkouts
Webinar
Modern Retail Summit LIVE
Top retail executives discuss proven strategies for driving sales and building loyalty
Webinar
Retail Touchpoints’ Connected Consumer Series
Get the latest insights on what customers want from buy now, pay later options
Article
Millennials and the shifting dynamics of online credit
Buy now, pay later can reach this coveted demographic
PayPal Credit is subject to consumer credit approval.
2 How Younger Audiences Value Credit Offerings Today, commissioned studies conducted by Forrester Consulting on behalf of PayPal involving 504 US consumers age 18-39 and 473 B2C merchant respondents with influence over ecommerce and/or credit decisions, November 2020.
3 Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without. 2019 PayPal internal data.
4 Analysis of PayPal internal data as of February 2021 (based on data October 2020 through February 2021).
5 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.
6 DXL Case Study, 2021. Data based on the business’s own internal analysis. Results may vary substantially by business.
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