Pay in 4 + Pay Monthly**Introducing PayPal Pay Monthly.More buying power for customers. More growing power for you.

Is the current economic landscape negatively impacting your sales? Offer your shoppers more flexible payment options with Pay Monthly, the newest Pay Later offering. All with the peace of mind of shopping with PayPal – the most trusted brand across buy now, pay later (BNPL) providers1 and the #2 most trusted brand globally.2
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Buy now. Pay over 6, 12, or 24 months.

Pay Monthly is a new BNPL solution. It has higher spending limits (up to $10,000) and greater flexibility (monthly payments in 6, 12, or 24 predictable installments) than our Pay in 4 offering, with the same access to our network of 429 million active accounts. With a single PayPal Checkout integration, you can add a full suite of solutions including Pay Monthly, Pay in 4, Venmo, and more.

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One simple integration. Multiple solutions.

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Reach more millennial and Gen Z shoppers.


of millennial and Gen Z shoppers have used PayPal vs. an average of 7% among the top three competing BNPL providers.1


of young consumers (ages 18-39) trust PayPal to keep their financial information secure compared to an average of 3.7% among the top six competing BNPL providers.1


of millennial PayPal Pay Later users are repeat users.3

Help drive sales by promoting Pay Later on your site.

80% of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more.4 Discover how adding dynamic messaging to your site can help drive sales and increase average order value. Download the guide and visit our dynamic messaging page for more info.

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Global retailers connecting with PayPal’s network of 429 million active accounts.

Ways top retail executives empower their customers.

Hear directly from the C-suites of DXL Group, LovelySkin, and Jewelry Television about how adding PayPal Pay Later’s flexible payment options helped their businesses increase trust, reach, and long-term value.

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Helpful articles and videos, curated for large retailers.

Get your complimentary Pay Later analysis.

With 11+ years in the BNPL space, our experts have seen it all. Contact us today to get your complimentary Pay Later analysis and put the world of PayPal to work for you.
Talk to your account manager,
call 1-855-477-5687 or fill out the form below.

** About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee.

Pay Monthly is subject to consumer credit approval. 9.99-29.99% APR based on the customer’s creditworthiness. PayPal, Inc.: RI Loan Broker Licensee. The lender for Pay Monthly is WebBank.

1 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39: Gen Z (18-23) and millennials (24-39).
2 Morning Consult, The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.
3Analysis of PayPal internal data from October 2020 - August 2021.
4 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among BNPL Users, n= 357).

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