Offer buy now, pay later options to your customers
– at no additional cost to you.
Get StartedContact Sales
Talk to a payments specialist to get started, 855-787-1014.
Give customers more ways to buy.
Pay in 4 and PayPal Credit1 are included in PayPal Checkout, so you can start offering customer financing immediately.
A win for your customers.
Payment flexibility
You get paid up front, while your customers pay later.
Interest-free choice
With Pay in 4, your customers can pay over time, and there’s no hidden cost.
Access to financing
Pay later options through PayPal, the brand they know and trust.
Purchasing power
With the ability to spread payments over time, purchases become more affordable.
A win for your business.
Increased sales
Give shoppers more spending power and you can help boost your average order values.
No additional costs
Pay later offers are included in your existing PayPal rate.2
Easy promotion
Add dynamic pay later messaging to your site with a single integration.
An expansive network
Connect with PayPal’s vast community of 346 million total active accounts globally.
Popular brands already offering PayPal buy now, pay later options
What buy now, pay later means for your bottom line
$0
additional costsPay later offers are included in PayPal Checkout at no extra cost to you.
56%
increase in average order value (AOV)3Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.3
346M
activesPayPal connects you with 346M active consumer and merchant accounts globally.
See it in action
Show dynamic pay later messaging on your site
With Pay in 4 and PayPal Credit1, you can help customers buy what they need when they need it. After setup, dynamic messaging will display the most relevant pay later offer to your customers.
Your customer selects their best option
Flexible pay later options help your customers make their purchases sooner.
Customer gets clear payment information
Your customer sees their payment schedule. And there are no hidden fees for their purchase or your business.
We do the rest
Once the order is processed, you get paid up front. And we take care of collecting the payments from your customers.
See it in action
Show dynamic pay later messaging on your site
With Pay in 4 and PayPal Credit1, you can help customers buy what they need when they need it. After setup, dynamic messaging will display the most relevant pay later offer to your customers.
Your customer selects their best option
Flexible pay later options help your customers make their purchases sooner.
Customer gets clear payment information
Your customer sees their payment schedule. And there are no hidden fees for their purchase or your business.
We do the rest
Once the order is processed, you get paid up front. And we take care of collecting the payments from your customers.
Seamless setup
Already have a PayPal Business Account?
Whether you built your own website, work with a commerce platform, or work with a developer, we’ve got the right integration for you.
Ready to join the PayPal network?
Sign up for a PayPal Business Account and set up PayPal Checkout to start accepting and promoting pay later offers.
For Large Enterprises
Ready to help your customers buy now, pay later, and build customer loyalty at checkout?
For Commerce Platforms and Marketplaces
Ready to help your merchants increase sales and offer buy now, pay later options on your platform?
Turn browsers into buyers
Infographic
Why pay later is a win-win.
Video
Customer financing. Perfected.
Webinar
The rise of buy now, pay later.
1PayPal Credit is subject to consumer credit approval.
2Standard pricing applies. Find out more about fees here
3Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without, 2019 PayPal internal data.
About Pay in 4: Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License.