PayPal Payments Advanced: Step up your game

Aug 21 2018 | PayPal editorial staff

It’s a no-brainer that accepting payments is essential to a business. PayPal Payments makes this process as hassle-free as it should be.
This all-in-one payment-processing system lets you accept payments online, offline, or on the go, so you can keep the lifeblood of your business – payments – flowing. A step up from our entry-level option, PayPal Payments Standard, PayPal Payments Advanced can help you take your business to the next level.
What can I do with PayPal Payments Advanced?
At its core, PayPal Payments is a system that lets you accept payment for services or products your business sells, just about anywhere. All three levels of the system, including PayPal Payments Advanced, let you take payments online via credit card or a PayPal account and issue electronic invoices. All levels also enable you to process credit cards, PayPal, and check transactions off-site with PayPal Here. PayPal Here is a free plug-in card reader and app combo that turns your Android or Apple iOS device into a mobile payment system.
Whether you receive payment with PayPal Here or online, you’ll have access to your money quickly, which is great for any business. Once a payment is received, you can spend directly from the account, transfer to a bank account, or use your complimentary PayPal Debit MasterCard (subject to approval). Accept payments and make payments – PayPal Payments Advanced helps you keep your business moving by making the basics possible.
What sets PayPal Payments Advanced apart?
What makes PayPal Payments Advanced different is that it lets customers check out directly on your website. That’s good news if you sell merchandise through your own online store instead of an online marketplace. PayPal Payments Advanced incorporates this process into your website for just $5 per month (that’s it, no hidden fees).
Like all PayPal Payments plans, PayPal Payments Advanced has a low flat rate of 2.9% plus 30 cents per transaction. PayPal Here has a flat rate of 2.7% per PayPal account charge or card swipe (3.5% plus 15 cents for manual card entry or to scan cards with the camera on your smartphone). It’s always free for your customers. Discounts for volume sales, nonprofits, and micropayments are available. See the rates and fees matrix for a full breakdown.

With your own website and PayPal Payments Advanced, you can have more control over the selling process and your customer’s online experience. All they’ll see is a checkout button, and PayPal will keep sensitive data secure and protect against fraud behind the scenes. A step up to PayPal Payments Advanced means a more streamlined selling platform.
Is it right for my business?
PayPal Payments Advanced is a good solution for any business that wants to sell right from their website. It’s a reliable, secure way to keep customers on your site through the buying process.

Add that to the benefits of all PayPal Payments accounts, and you have a well-rounded payment solution that helps you get paid online, offline, and on the road. The ability to take payments anywhere with PayPal Here, easy access to your money, and the peace of mind that comes with knowing you can trust PayPal’s state-of-the-art security all add up to a trustworthy system for you and your customers.

The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

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Frequently asked questions.

If you cancel PayPal Payments Pro or Virtual Terminal, you won't be able to use certain account features. For example, you won't be able to:
  • Process credit cards directly on your website with Direct Payment API.
  • Automatically deny payments that you think may be risky with Advanced Fraud Management Filters.
Here’s how to cancel PayPal Payments Pro or Virtual Terminal:
  1. Go to Settings.
  2. Click Money, banks and cards.
  3. Click Set Automatic payments next to Automatic payments.
  4. Click PayPal Monthly Billing.
  5. Click Cancel.
If you follow the steps above and do not see the Cancel option, please contact us via email at or contact our Customer Service to cancel your Pro/Virtual Terminal billing agreement.

To reaccept the PayPal Payments Pro or Virtual Terminal Billing Agreement and follow the steps above. If you canceled the Pro/Virtual Terminal billing agreement yourself, you will see an option to reaccept it. If PayPal canceled the billing agreement for you, we will need to re-enable it for you.

See also:
How do I reinstate canceled Virtual Terminal service?

PayPal Payments Standard is the easiest way to securely accept debit and credit cards, PayPal and PayPal Credit. It takes the hassle out of accepting payments online. You handle the sales. We handle everything from the checkout process to security and mobile compatibility. Plus:
  • No advanced programming is needed.
  • Your customers don’t need a PayPal account to pay you.
  • It’s optimized for customers on smartphones or tablets.
And unlike many full payment-processing solutions, PayPal Payments Standard has no application, setup or monthly fees, or long-term commitments. You start paying when you start selling.

What can I do with PayPal Payments Standard?

PayPal Payments Standard lets you accept credit and debit cards on your website or through an online marketplace such as eBay or Etsy. Buying is straightforward: We handle the checkout process and then send customers back to your site. Fees are a flat amount per transaction, so selling is just as simple. To see all discounts and fees, take a look at our fees page.

You can use PayPal Payments Standard to send invoices online too, so you can get paid sooner. For offline payments, you can add PayPal Here, a mobile payments solution, to your account to let you take payments on the go using your smartphone or tablet. (alternate rates apply).

With PayPal Payments Standard, you’re also eligible to apply for the free PayPal Business Debit MasterCard®.

As with all of our payment solutions, PayPal Payments Standard helps protect your business with our Automatic Fraud Screening, industry-leading data security and reliable customer service.

Get Started Now.
To cancel your PayPal Payments Advanced account, contact Business Support at 888-883-9770 between 7:00 AM to 8:00 PM CST, or send an email to

Be sure to include your PayPal Manager login to identify the account to cancel. Also keep in mind that if you choose to cancel via e-mail, your message must be sent from the primary e-mail listed for your PayPal Payments Pro account, PayPal Manager admin account, or associated PayPal Business Account to help us efficiently process your request.
There are a number of possible reasons you’re not receiving the buyer’s address. If you’re using PayPal Payments Standards you should be receiving payments by one of the following methods:
  • Using a button
  • Using a pre-integrated shopping cart
  • Using a customized cart

If a button is created to process payments, the option not to collect a buyer’s address could have been selected.

Here's how to check this:
  1. Click Tools near the top of the page and view all tools.
  2. Click PayPal buttons.
  3. Click Action near the button you would like to edit.
  4. Click Edit button.
  5. Go to "Customize advanced features" and select Yes under "Do you need your customer's shipping address."
  6. Click Save Changes.
  7. Click Select Code, and then copy and paste the new HTML button code into your website’s code.
Pre-integrated shopping cart/3rd party shopping cart

A buyer’s address should be passed on with a pre-integrated shopping cart. Contact your cart provider to check the settings and details of your cart.

Customized cart

If you’ve used a developer to design a cart from the ground up for your business, please contact them to resolve the issue.