PayPal Payments Advanced: Step up your game

Aug 21 2018 | PayPal editorial staff

It’s a no-brainer that accepting payments is essential to a business. PayPal Payments makes this process as hassle-free as it should be.
This all-in-one payment-processing system lets you accept payments online, offline, or on the go, so you can keep the lifeblood of your business – payments – flowing. A step up from our entry-level option, PayPal Payments Standard, PayPal Payments Advanced can help you take your business to the next level.
What can I do with PayPal Payments Advanced?
At its core, PayPal Payments is a system that lets you accept payment for services or products your business sells, just about anywhere. All three levels of the system, including PayPal Payments Advanced, let you take payments online via credit card or a PayPal account and issue electronic invoices. All levels also enable you to process credit cards, PayPal, and check transactions off-site with PayPal Here. PayPal Here is a free plug-in card reader and app combo that turns your Android or Apple iOS device into a mobile payment system.
Whether you receive payment with PayPal Here or online, you’ll have access to your money quickly, which is great for any business. Once a payment is received, you can spend directly from the account, transfer to a bank account, or use your complimentary PayPal Debit MasterCard (subject to approval). Accept payments and make payments – PayPal Payments Advanced helps you keep your business moving by making the basics possible.
What sets PayPal Payments Advanced apart?
What makes PayPal Payments Advanced different is that it lets customers check out directly on your website. That’s good news if you sell merchandise through your own online store instead of an online marketplace. PayPal Payments Advanced incorporates this process into your website for just $5 per month (that’s it, no hidden fees).
Like all PayPal Payments plans, PayPal Payments Advanced has a low flat rate of 2.9% plus 30 cents per transaction. PayPal Here has a flat rate of 2.7% per PayPal account charge or card swipe (3.5% plus 15 cents for manual card entry or to scan cards with the camera on your smartphone). It’s always free for your customers. Discounts for volume sales, nonprofits, and micropayments are available. See the rates and fees matrix for a full breakdown.

With your own website and PayPal Payments Advanced, you can have more control over the selling process and your customer’s online experience. All they’ll see is a checkout button, and PayPal will keep sensitive data secure and protect against fraud behind the scenes. A step up to PayPal Payments Advanced means a more streamlined selling platform.
Is it right for my business?
PayPal Payments Advanced is a good solution for any business that wants to sell right from their website. It’s a reliable, secure way to keep customers on your site through the buying process.

Add that to the benefits of all PayPal Payments accounts, and you have a well-rounded payment solution that helps you get paid online, offline, and on the road. The ability to take payments anywhere with PayPal Here, easy access to your money, and the peace of mind that comes with knowing you can trust PayPal’s state-of-the-art security all add up to a trustworthy system for you and your customers.

The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

Was this content helpful?

Frequently asked questions.

PayPal Payments Standard is the easiest way to securely accept debit and credit cards, PayPal and PayPal Credit. It takes the hassle out of accepting payments online. You handle the sales. We handle everything from the checkout process to security and mobile compatibility. Plus:
  • No advanced programming is needed.
  • Your customers don’t need a PayPal account to pay you.
  • It’s optimized for customers on smartphones or tablets.
And unlike many full payment-processing solutions, PayPal Payments Standard has no application, setup or monthly fees, or long-term commitments. You start paying when you start selling.

What can I do with PayPal Payments Standard?

PayPal Payments Standard lets you accept credit and debit cards on your website or through an online marketplace such as eBay or Etsy. Buying is straightforward: We handle the checkout process and then send customers back to your site. Fees are a flat amount per transaction, so selling is just as simple. To see all discounts and fees, take a look at our fees page.

You can use PayPal Payments Standard to send invoices online too, so you can get paid sooner. For offline payments, you can add PayPal Here, a mobile payments solution, to your account to let you take payments on the go using your smartphone or tablet. (alternate rates apply).

With PayPal Payments Standard, you’re also eligible to apply for the free PayPal Business Debit MasterCard®.

As with all of our payment solutions, PayPal Payments Standard helps protect your business with our Automatic Fraud Screening, industry-leading data security and reliable customer service.

Get Started Now.
If you cancel PayPal Payments Pro or Virtual Terminal, you won't be able to use certain account features. For example, you won't be able to:
  • Process credit cards directly on your website with Direct Payment API.
  • Automatically deny payments that you think may be risky with Advanced Fraud Management Filters.
Here’s how to cancel PayPal Payments Pro or Virtual Terminal:
  1. Go to your Account Settings.
  2. Click Money, banks and cards.
  3. Click Set Automatic payments next to Automatic payments.
  4. Click PayPal Monthly Billing.
  5. Click Cancel.
If you follow the steps above and do not see the Cancel option, please contact us via email at or contact our Customer Service to cancel your Pro/Virtual Terminal billing agreement.

To reaccept the PayPal Payments Pro or Virtual Terminal Billing Agreement and follow the steps above. If you canceled the Pro/Virtual Terminal billing agreement yourself, you will see an 

The PayPal Website Payments Pro and Virtual Terminal Agreement is an addendum to the standard PayPal User Agreement. A merchant must agree to this policy to use the services offered through PayPal Pro, Advanced, and Virtual Terminal accounts.

You must accept this agreement upon approval for PayPal Payments Pro. If you don't, you'll receive API error code.

Read the PayPal Website Payments Pro and Virtual Terminal Agreement for further details.
When your buyers use PayPal hosted buttons, PayPal prepopulates the Shipping Address field with the buyer's default shipping address (the address stored in their PayPal account). To enable buyers to override this setting, update your PayPal buttons to include an advanced variable that prompts the buyer to specify a shipping address during checkout.

Here's how to update your hosted PayPal buttons to prompt buyers for a shipping address:
  1. Go to your App Center.
  2. Click View All next to 'Accept Payments'.
  3. Click the PayPal buttons tile, then Get Started.
  4. Click View your saved buttons.
  5. Locate any button that is currently in use on your website and click Action.
  6. Click Edit button.
  7. Click Step 3: Customize advanced features (optional).
  8. Click the box for Add advanced variables.
  9. Type no_shipping=2 in the Advanced variables text entry field. This value allows buyers to manually enter a valid ship-to address if they don't want to use the default shipping address on their account.
Once you’ve added the preferred variables, check that your variables are correctly spelled to avoid any errors.
  1. Click Save Changes.
  2. Repeat Steps 5 through 10 for all actively used buttons.


We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies