Create your own payment solution.

Develop a payment processing solution as unique as your business. You get everything you need without the extra fees *.

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* See Pricing


Fully customizable APIs


Clear pricing, no hidden fees*


No long-term commitments or monthly minimums

Customize your checkout.

In addition to getting a merchant account and gateway in one, our direct payment APIs let you create your own online checkout experience. You control everything that your customer sees, from layout and brand colors to language and page sequence Its also pre-integrated with top e-commerce platforms. Our team of payment experts is on hand to help your developers build the ideal payment system for your business.

Access your money quickly.

When the order is complete, the money usually shows up in your PayPal account in a few minutes. From there, transfer it to your bank account. You can also access your funds with a PayPal Business Debit MasterCard® 1 and earn 1% cash back when making purchases. 2

Keep your costs down.

On average, PayPal Payments Advanced is up to 14% less expensive than other credit card processors.3 Like them, we charge a fixed percentage and a transaction fee on every sale. There is also a $30 monthly fee. What makes PayPal different is that there are no extra fees for setup, statements, withdrawals or cancellation. Those hidden fees can really add up. See Pricing.

Get advanced fraud protection.

If there's one thing people know about PayPal, it's how seriously we take security. Automatic fraud screening and our Seller Protection Policy help keep you and your customers safe. If you prefer to manage your own security measures, add customizable risk filters for an additional fee. And since PayPal is PCI compliant, your task of meeting these standards is a good deal simpler.4

Turn your computer into a credit card terminal.

With Virtual Terminal, simply log in to your PayPal account and process phone, fax and mail orders instantly online. It works at your office, at a trade show or anywhere you have Internet access. All major credit cards are accepted, and the money hits your account in minutes.

Email your invoices for faster payment.

Use your computer, smartphone or tablet to email professional looking invoices to your customers. Add your logo to our template and save any invoice to use again. Your customers don't need a PayPal account to pay you-they simply click to pay online and the money normally arrives in your PayPal account in minutes. It's free to send an invoice with PayPal. You just pay a small percentage of the invoice amount when it gets paid.

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