Instant Transfer.
Money for your business when you need it.

With Instant Transfer*, you can quickly move money for your business from PayPal to an eligible bank.

Transfer Money Now

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*Transfers typically occur in minutes and vary by bank; debit card transfers may take up to 30 minutes. Eligible debit cards or bank accounts only. Fees, limits, and other holds may apply.


You can count on Instant Transfer

Boost your cash flow

Boost your cash flow

If you need money, you usually need it fast. So, if you need to restock your inventory, Instant Transfer can get your money in minutes.

Pay for the unexpected

Pay for the unexpected

Whether you need to restock inventory, pick up a one-of-a-kind item, or cover unexpected expenses, Instant Transfer can get your money fast.

Spend less in fees

Spend less in fees

Transfer fees shouldn't break the bank. That's why, when you use Instant Transfer, you'll only ever be charged a 1% fee per transfer up to $10.

Transfer money in a few easy steps

Move your PayPal balance to your eligible bank account in minutes with Instant Transfer.

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Transfer your money your way

If you need your money now, Instant Transfer can get it for you fast. If your money can wait, get it in 1-3 business days at no additional cost with Standard Transfer.

Instant Transfer*

If time is of the essence, move money now from PayPal to your eligible bank for a 1% fee (up to $10).

Standard Transfer

Standard Transfer

If your money can wait, get it in 1–3 business days at no additional cost.

Set up your business for success

With financing solutions and a convenient debit card, PayPal gives you more ways to access funds to grow and invest in your business or smooth out uneven cash flow.

PayPal Working Capital

PayPal Working Capital

A business loan that works for your business, PayPal Working Capital1 offers flexible payments, one affordable fixed fee, and it is easy to apply.

PayPal Business Debit Mastercard®

PayPal Business Debit Mastercard®

Shop for your business anywhere Mastercard is accepted, get cash from your PayPal balance at ATMs2, pay zero fees, and earn unlimited 1% cash back on eligible purchases.3

1The lender for PayPal Working Capital is WebBank, member FDIC.

2ATMs must display the Mastercard, Maestro, or Cirrus acceptance mark. Up to $400 USD daily withdrawal limit applies.

3To participate in the cash back benefit program your PayPal Business Debit Mastercard card must be enrolled in cash back.  Please login to your PayPal account at www.paypal.com to verify or complete enrollment in the cash back benefit.  You'll receive 1.0% unlimited cash back when your Business Debit Mastercard purchase is completed as a credit transaction by phone, online, or in stores. Transactions processed as cash withdrawals, cash advances, or those using a PIN or transactions that the merchant processes as PIN-less debit are not eligible for cash back. Additionally, you’ll only receive cash back when your monthly-earned cash back is at least $1.00. Cash back earned that’s less than $1.00 that month will not be awarded and will not carry over to the next month. See Cardholder Agreement for complete details.

The PayPal Business Debit Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Mastercard is accepted. 

PayPal, Inc. is Licensed as a Money Transmitter by the New York State Department of Financial Services. PayPal, Inc., NMLS #910457, License #FT3345, Massachusetts Foreign Transmittal License. PayPal, Inc., Transmit Money By Check, Draft or Money Order By The Department of Banking, Commonwealth of Pennsylvania. PayPal, Inc. Rhode Island Licensed Money Transferor. PAYPAL, INC., NMLS #910457, LICENSE #34967, IS LICENSED BY THE GEORGIA DEPARTMENT OF BANKING AND FINANCE. PayPal, Inc. is Licensed by the State of Connecticut Department of Banking to perform Money Transmission, NMLS #910457, License Number MT-910457. Copyright © 2019 PayPal, Inc. All rights reserved. PayPal is located at 2211 N. First St., San Jose, CA 95131.