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Check eligibility in minutes.1 Complete the application, and if approved, funds are transferred as fast as the next business day.2
Pay one, competitively-priced, fixed fee that you know in advance. No late fees, no early repayment fees, and no processing fees.3
Choose the loan amount and term that fit your business needs.
Predictable weekly payments will be made automatically from your bank account so there are no monthly bills to remember.
1. How does a PayPal Business Loan work?
You must complete a 5-10 minute online questionnaire to determine your business’s eligibility. Once the questionnaire is complete, estimated loan terms can be customized by adjusting the loan amount and duration to compare the costs of financing.
Once you select your desired terms and completed the application, if approved, you will be prompted to electronically sign a contract that will be emailed to you and includes bank instructions so that payments can be debited weekly from your business checking account.
2. If approved, how can I get the funds?
3. Is my business eligible for a PayPal Business Loan?
4. Will exploring a PayPal Business Loan impact my credit score?
Checking eligibility will not affect your credit score.1
1Completing the questionnaire will assess your business's eligibility, allow you to review estimated offers if eligible, and will not impact your credit score. Should you decide to complete the loan application process, credit checks and other public records checks will be performed which may impact your credit score.
The lender for PayPal Business Loan is WebBank, Member FDIC.
From payments to credit to fraud protection, PayPal Commerce Platform helps you meet your customers where they are—online, on the go, in your store—and deliver a rewarding experience every time.