Payment processing for mid-sized businesses - all in one PayPal account

Our all-in-one payment solution offers easy setup, clear pricing, tools for growth, and live support – designed for businesses like yours.

Accept: PayPal - Visa - AMEX - MasterCard - Discover

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Business merchant account features

All-in-one business solution

Save time and money when your ecommerce payment gateway and business merchant accounts come from the same payment processor. Securely accept all major credit and debit cards plus PayPal with a single statement and a single point of contact.

Sell more

Millions of customers look for PayPal when they shop because it's the faster, and easier, way to pay. Adding PayPal to your checkout process can give you access to 184M+ active customer accounts.

Business services

In addition to the 24/7 phone support provided by our expert teams, we also offer payment processing consulting and customer analytics to help you grow your business further.

Easy Integration

PayPal is pre-integrated with many of the major ecommerce platforms and third party back office and accounting solutions, making it simple to set up your ecommerce payments solutions.

Clear, predictable pricing

You’ll get clear, flat-rate pricing. We also take our payment processing fees right off the top so you know what you’re paying on every transaction - and how much money you’ll have at the end of the month.

No long term commitments

We're so confident you'll love our service that we don't require minimum processing terms or have early termination fees like many of our competitors. Have questions about your current payment processing rates? Ask us for a free statement analysis.

More than payment processing

Customer payment plans

Want to increase your ticket size? Increase sales? Allow your customers to access to special financing through PayPal Credit. You get paid up front and your customers get to pay over time. Includes No Payments + No Interest if paid in full in 6 months on purchases of $99+.*

*PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank and is available to US customers who are of legal age in their state of residence. Interest will be charged to your account from the transaction posting date if the purchase is not paid in full within 6 months. The Annual Percentage Rate is 19.99%. Minimum interest charge is $2.00.

Business loans for mid-sized businesses

Looking to grow your business? PayPal Working Capital is a business loan based on your PayPal sales history so you can skip the credit check. Once you apply, if approved, you can use it to buy inventory, expand your marketing budget, or boost your operations. To apply, just process your payments with PayPal for at least 3 months and have $20,000+ in PayPal sales within 12 months.*

* PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, a Utah-chartered Industrial Bank, member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 3 months and process between $20,000 and $10 million within those 3 months or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.

Enterprise-grade security

With PayPal, you can leave the fraud protection and security to us. We’ll take care of your secure online transaction, help simplify PCI compliance, and help protect you against credit card fraud.

Mobile payments for business

Even if your site isn’t mobile-optimized, your checkout experience is when you offer PayPal as a payment option. Customers can get through checkout in a few clicks from any device – helping you increase conversion and capture more sales. Get ahead of your competitors by offering a streamlined checkout experience for all those mobile buyers.

Enterprise-class support and services

Setup support

Setup support

Whether it’s selecting a partner or getting set up with an existing ecommerce system, our dedicated setup team can help you every step of the way and make sure your payments are processing successfully.

24/7 phone support

24/7 phone support

You’ll get exceptional phone support from a live team of payment processing experts. With PayPal, we’re here for you 24 hours a day.

Business consulting

Business consulting

Our payment processing consultants offer expertise and customer analytics to help you improve your checkout and provide customer-focused services to help drive growth.

See how businesses can grow with PayPal.

“PayPal is just so easy. If you want to start accepting payments today, you can. It integrates with most platforms and [website] templates.”

Sarah DavisFounder of

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“PayPal is essential to any e-commerce business. It’s one of the foundational blocks; a no-brainer. You turn PayPal on and you’re going to get more business.”

Stephan AarstolFounder and CEO Tower Paddle Boards

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“Having the PayPal button helped our customers tremendously. The checkout experience is [now] a 2-click process, and conversions have gone up as a result.”

Barbara KarpfFounder and CEO DecoratorsBest

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*An additional 2.5% currency conversion fee and a 1% cross-border fee applies to international transactions. See all fees

Ecommerce integration partners

PayPal is integrated with almost all the major ecommerce platforms and partners with hundreds more - including a wide variety of POS system partners. We also have a setup team to help you get up and running with your selected partner.

Popular resources to help get you started.

PayPal Demo Center

Demo Center

Browse a sample demo website to see how customers can pay your business using PayPal on the desktop, mobile phone and mobile payment apps. See a demo.

PayPal Demo Center

How Online Payments Really Work

Understanding the “three Ps” of payment processing: players, payments and pricing can help you create a plan that works for your mid-sized business. Read article.

PayPal Demo Center

10 Questions to Ask Your Payments Provider

Asking these 10 questions can help your business effectively and confidently compare the offerings from different payment processors. Read article.

PayPal Demo Center

7 Mistakes to Avoid When Choosing a Payment Processor

When you know what to look for, you can minimize merchant fees and reduce time spent on fraud and PCI compliance issues. Read article.

Ready to get started?

Call our sales team today


Merchant Services and Business Products