'Pay later' options for customers
Want to increase your ticket size? Increase sales? When your customers have the option to pay with PayPal, they get access to special financing offers through PayPal Credit including No Payments + No Interest if paid in full in 6 months on purchases of $99+.* You get paid up front and your customers get to pay over time.
*PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank and is available to US customers who are of legal age in their state of residence. Interest will be charged to your account from the transaction posting date if the purchase is not paid in full within 6 months. The Annual Percentage Rate is 19.99%. Minimum interest charge is $2.00.
PayPal Working Capital
Looking to grow your business? PayPal Working Capital is a business loan based on your PayPal sales history so you can skip the credit check. Once you apply, if approved, you can use it to buy inventory, expand your marketing budget, or boost your operations. To apply, just process your payments with PayPal for at least 3 months and have $20,000+ in PayPal sales within 12 months.*
* PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, a Utah-chartered Industrial Bank, member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 3 months and process between $20,000 and $10 million within those 3 months or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.
With PayPal, you can leave the fraud protection and security to us. We’ll take care of end-to-end transaction security, help simplify PCI compliance, and help protect you with fraud specialists working around the clock.
Streamlined mobile checkout
Even if your site isn’t mobile-optimized, your checkout experience is when you offer PayPal as a payment option. Customers can get through checkout in as few as 2 clicks from any device – helping you increase conversion and capture more sales. Get ahead of your competitors by offering a streamlined checkout experience for all those mobile buyers.