Customer payment plans
Want to increase your ticket size? Increase sales? Allow your customers to access to special financing through PayPal Credit. You get paid up front and your customers get to pay over time. Includes No Payments + No Interest if paid in full in 6 months on purchases of $99+.*
*PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank and is available to US customers who are of legal age in their state of residence. Interest will be charged to your account from the transaction posting date if the purchase is not paid in full within 6 months. The Annual Percentage Rate is 19.99%. Minimum interest charge is $2.00.
Business loans for mid-sized businesses
Looking to grow your business? PayPal Working Capital is a business loan based on your PayPal sales history so you can skip the credit check. Once you apply, if approved, you can use it to buy inventory, expand your marketing budget, or boost your operations. To apply, just process your payments with PayPal for at least 3 months and have $20,000+ in PayPal sales within 12 months.*
* PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, a Utah-chartered Industrial Bank, member FDIC. To apply for PayPal Working Capital, your business must have a PayPal business or premier account for at least 3 months and process between $20,000 and $10 million within those 3 months or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here.
With PayPal, you can leave the fraud protection and security to us. We’ll take care of your secure online transaction, help simplify PCI compliance, and help protect you against credit card fraud.
Mobile payments for business
Even if your site isn’t mobile-optimized, your checkout experience is when you offer PayPal as a payment option. Customers can get through checkout in a few clicks from any device – helping you increase conversion and capture more sales. Get ahead of your competitors by offering a streamlined checkout experience for all those mobile buyers.