Turn your everyday purchases into 2% cash back* with the PayPal Cashback Mastercard®.

Earn Cash Rewards every time you buy – all while enjoying No Annual Fee.** Simply shop, earn and redeem.

Apply Now†

You must have a PayPal account in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to your PayPal account. If you do not currently have a PayPal account, you will need to open one to apply.

No hassle – just cash back.*

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Shop Everywhere

Use your PayPal Cashback Mastercard to shop everywhere Mastercard is accepted. No purchase restrictions.

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Earn Cash Rewards

Get 2% cash back* every day, every time you use your card. No exceptions. No rotating categories to keep track of.

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Redeem Anytime

Redeem Cash Rewards right to your PayPal balance* and use them however you want. No redemption threshold.

Ordinary purchases. Extraordinary rewards.

You deserve rewards for everything you buy. That's why we don't limit Cash Rewards to purchase categories or make you wait to redeem your cash back. From travel vouchers and retail to restaurants and hobbies, you can earn 2% cash back* almost anywhere and redeem your Cash Rewards whenever you want.

You can relax and enjoy. You're getting Mastercard benefits.

Extend your warranties

Double the original manufacturer's or store brand warranty for up to one year when you purchase using your PayPal Cashback Mastercard.

Price protection for 60 days

If you buy an item with your card and the price drops within 60 days, you may be reimbursed for the difference.

Identity theft resolution

You'll get ID theft alerts, credit card replacement and ID Theft Affidavit assistance if you're the victim of identity theft – at no cost to you.

Microchip technology

EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.

Get rewarded for every purchase.

The ways you can use your PayPal Cashback Mastercard and your Cash Rewards are almost endless. Finally, the rewards you deserve.

Get a credit decision in seconds.

Start earning 2% cash back* on every purchase.

Apply Now†