PayPal Cashback Mastercard® 2% cash back.* Every. Single. Purchase.

Simply shop, earn and redeem. It's that easy. Then go ahead and high-five yourself. Go on, do it. You've earned it.

Apply Now†

You must have a PayPal account in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to your PayPal account. If you do not currently have a PayPal account, you will need to open one to apply.

Just a few of the perks.

No annual fee**

No restrictions on the type of purchases you can make to earn cash back

No rotating categories to keep track of, just 2% cash back* on every purchase, every day – everywhere Mastercard is accepted

No hassle – conveniently redeem your Cash Rewards directly into your PayPal balance*

They're your rewards.* Redeem them anytime.

Transparency

You earn 2% cash back* on everything you purchase. No exceptions. No need to keep track of spend categories.

Redeem Anytime

Redeem your Cash Rewards when you want them. No waiting to spend a certain amount. No redemption threshold.

The PayPal Difference

Your Cash Rewards go into your PayPal balance* and can be used however you like. No inconveniences. No limit to how you can enjoy your Cash Rewards.

You can relax and enjoy. You're getting Mastercard benefits.

Extend your warranties

Double the original manufacturer's or store brand warranty for up to one year when you purchase using your PayPal Cashback Mastercard.

Price protection for 60 days

If you buy an item with your card and the price drops within 60 days, you may be reimbursed for the difference.

Identity theft resolution

You'll get ID theft alerts, credit card replacement and ID Theft Affidavit assistance if you're the victim of identity theft – at no cost to you.

Microchip technology

EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.

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Get rewarded for every purchase.

The ways you can use your PayPal Cashback Mastercard and your Cash Rewards are almost endless. Finally, the rewards you deserve.

Apply for the PayPal Cashback Mastercard now.

Apply Now†

Legal Terms

*See Rewards Program Terms for details. To earn Cash Rewards, you must have an open PayPal Account in good standing to which your Card Account is linked. If your PayPal Account is closed for any reason, or if your Card Account is no longer linked to your PayPal Account, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.

†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

**For New Accounts: Variable Purchase APR is 16.99%, 24.99% or 27.99%. The APRs are accurate as of 7/1/2017 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50 for all types of cards in any billing cycle in which you owe interest.

The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Legal Terms

*See Rewards Program Terms for details. To earn Cash Rewards, you must have an open PayPal Account in good standing to which your Card Account is linked. If your PayPal Account is closed for any reason, or if your Card Account is no longer linked to your PayPal Account, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.

†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

**For New Accounts: Variable Purchase APR is 16.99%, 24.99% or 27.99%. The APRs are accurate as of 7/1/2017 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50 for all types of cards in any billing cycle in which you owe interest.

The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.