PayPal Debit Card

Log in or sign up to apply for the PayPal Debit Card in the PayPal app or on PayPal.com.

To apply for the card, you’ll need an active personal PayPal account in good standing, a confirmed US street address, your date of birth, and your social security number (SSN).

A PayPal Balance account is required to get the card so you can hold and use a balance. If you don't already have one, you will be provisioned with a PayPal Balance account when you sign up for the card.

To be approved for the PayPal Debit Card, you must have only one PayPal account associated with your SSN. Close all other PayPal accounts linked to your SSN before applying with the account you actively use.

The PayPal Debit Card has no monthly fees and no minimum balance requirements. It’s free to set up and there’s no credit check to apply.²

There's no transaction fee for US purchase transactions. Foreign transactions have a 2.5% international transaction fee. More about pricing.

Enroll in a category each month to earn 5% back on up to $1,000 category spend/month with the PayPal Debit Card.1 That’s up to $50 in points you can earn every month. You can also earn additional points with offers from top brands in the PayPal app.¹⁰

There are no monthly fees or minimum balance required to earn 5% back in your selected category. All you need to do is select a category to get started. Choose your category monthly in the PayPal app. You can enroll in the same category each month or switch it up as your spending habits do.

The PayPal Debit Card 5% back categories include Groceries, Restaurants, Fuel, Apparel, and Rideshare & Public Transit. Categories are subject to change.

Points can be spent like cash at millions of places online with PayPal checkout and are redeemable for other options. Check your rewards balance anytime in the PayPal app or website.

Yes, you can add your PayPal Debit Card to a mobile wallet, including with Apple Pay, Google Pay, and Samsung Pay.⁹ Learn how to add your card to your mobile wallet.

If you’d like a physical card, you’ll need to request one.

To request a physical card in the latest version of the PayPal app:

1. Log in or sign up
2. Tap the PayPal balance tile
3. Tap your debit card
4. Choose Request a physical card

To request a physical card on PayPal.com:

1. Log in or sign up
2. Under PayPal balance, select PayPal Debit Card
3. Choose Request a physical card

You can also contact us to request a physical card.

Once approved, your virtual card is ready to use right away. Add it to your Apple Pay, Google Pay, or Samsung Wallet⁹ to start spending online and in stores.

Activate your physical card in the PayPal app, at paypal.com/activatecard, or by calling our 24-hour automated activation line at 1-800-314-8298.

Add to your PayPal balance anytime you want from your bank account or debit card for free. You can add funds as you go or set up auto reload to add money weekly, bi-weekly, monthly, or whenever your balance dips below an amount you choose.

You’ll get instant access to funds in your PayPal balance when someone sends you money. You can also add cash in stores.¹³- Or set up Direct Deposit for free to have all or part of your paycheck sent directly to your PayPal balance.¹¹ Learn more about adding money to PayPal.

You can check your available balance in the PayPal app.

To withdraw funds from your PayPal balance, simply use the card and the PIN you created when you activated the card. You can withdraw cash at 30,000+ MoneyPass ATMs for free nationwide. Withdrawals from non-MoneyPass ATMs have a $2.50 ATM withdrawal fee. $400 daily limit applies.³