Why am I unable to pay with PayPal Credit?
There are several reasons you may be unable to pay with PayPal Credit. If you experience a situation where your purchase is declined by PayPal Credit, you'll receive a real-time notification.
A. Check if your purchase attempt exceeded your available credit
B. Your purchase attempt might need further verification
C. Your account could be closed
D. PayPal Credit not offered at checkout
If the merchant accepts PayPal Credit, and there are no restrictions on your transaction, we recommend that you choose from your available PayPal funding sources to complete your purchase.