What is my preferred payment method?

Your Preferred Payment Method is the funding source that will be used when paying with PayPal. You can check your preferred payment method in your Wallet. You can change your preferred payment method at any time.

Changing your preferred payment method on your PayPal account will not affect billing agreements, subscriptions, or recurring payments. You can update your payment preference on billing agreements, subscriptions, or recurring payments at any time in your account.

Here's how to change your preferred payment method:

  1. Click Wallet.
  2. Select your payment method from the left side of the page.
  3. Click Set as preferred.

If you don’t have enough money in your preferred payment method, we'll ask you to choose a different payment method at checkout.

To make sure you’re using the payment method you want, check the Review Your Payment page.


  • If you have PayPal Smart Connect, a PayPal Plus MasterCard, a PayPal Debit MasterCard, or an eBay MasterCard, you can make that your preferred payment method.
  • Once a payment has been sent to another PayPal account, the funding source cannot be changed.