Questions about your Pay in 4 application

How is my application for Pay in 4 assessed?
Our decisioning process is automated and we assess your financial position, the information you provided within your application, and information about your usage and history with PayPal to decide whether Pay in 4 is suitable for you at this time. We may also use external bureau data to assess your application. 

Will applying for Pay in 4 impact my credit score?
No. Applying for Pay in 4 will not impact your credit score.

I have been declined for Pay in 4. Why?
If you apply during check out and get declined for Pay in 4, you can still use PayPal to check out securely with any other funding instrument in your wallet. We will send you an email explaining why you were declined.