How long does it take to add money from my bank account to my PayPal Cash or PayPal Cash Plus account?

We noticed you’ve requested to add money from your bank account to your PayPal Cash or PayPal Cash Plus account. It will take 3-5 business days for this process to complete. Once the process is completed, the money will appear in your balance and then you can make online purchases or send money to anyone. Here’s how to find out when the money should arrive in your account:

  1. Click Activity at the top of the page.
  2. Click the transaction in question. You’ll see the expected clearing date.
Did you know you don’t need to add money to your account to make a payment? If you want to send money to someone or make a payment through a website, all you need is a linked debit or credit card or a verified bank account. If you want to send money to a friend or family member click here to learn more. If you want to pay a merchant through its website, click here to learn more.

To pay instantly with your bank account, a debit or credit card is needed to back up the transaction. The linked card will only be charged if we’re unable to debit your bank account for the amount of the transaction. Click here to learn more about adding a debit or credit card to your account.

If you make a payment using your bank account and don’t have a linked card, the payment will be sent via eCheck and will take 3-5 business days to complete. Click here to learn more about eChecks.