How do I choose and change my payment method?

With PayPal, you can use a bank account, your PayPal balance, or  your Visa, MasterCard, Discover, or American Express card as your preferred way to send money for goods and services or to pay for things online.

Changing your preferred payment method on your PayPal account will not affect billing agreements, subscriptions, or recurring payments. You can update your payment preference on billing agreements, subscriptions, or recurring payments at any time in your account.

You can select and change your preferred way to pay online whenever you want by logging in to your PayPal account. Here's how to select your preferred way to pay online:

  1. Click Wallet.
  2. Under Payment Methods, click  the payment method (your card, bank, or balance) you would like to make your preferred payment method.
  3. Click Make this preferred when paying online

Please note that you need to link a card or link a bank to your account before you can select it as a preferred way to pay.
There is no fee when you pay for goods, services, or eBay items with PayPal.