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Is direct deposit available with PayPal?

At this time, direct deposit into a PayPal account isn't available, however, you can set up direct deposit to a PayPal Prepaid MasterCard®.

Also, for free, you can add money to your PayPal account from your confirmed bank account, from a PayPal My Cash card, or by using PayPal CASH®.

Here’s how to add money to your PayPal account from a confirmed bank account*:
  1. Log in to your PayPal account.
  2. Click Add money under "PayPal balance."
  3. If needed, confirm your identity by providing additional information, and click Continue.
  4. Review your information and click Submit.
  5. Select the bank account, and then enter the amount you want to transfer to your PayPal account.
  6. Click Add.
*Please note that, to protect against the risk of fraud, new PayPal customers and existing PayPal customers using a newly-linked bank account may be restricted from using the “Add Money” feature. 

Here's how to add money to your PayPal account from a PayPal My Cash Card:
  1. Go to
  2. Scratch off the silver strip on the back of the card to expose the 10-digit PIN.
  3. Enter the PIN and click Log In with PayPal.
  4. Select Load it Up!
It may take 3-5 business days for your money to be available when you add money using your bank, but your money is instantly available when you use the PayPal My Cash card.

  • There is no fee to add money to your PayPal account from your bank account or PayPal My Cash card.
  • After providing your name, address, date of birth, and Social Security Number securely online, you can begin adding My Cash funds to your PayPal account.
  • The money you add to your PayPal account appears as a payment from My Cash.
  • You can transfer up to $4,000 USD a month from a PayPal My Cash card to your PayPal account.
  • You can't transfer money from your PayPal account to a My Cash card.
PayPal CASH® is a new feature that allows you to load money to your PayPal account at select retailers. There is a service fee of $3.95 that’s applied to your PayPal account when you use PayPal CASH®.

Here's how to add money to your PayPal account using PayPal CASH®:
  1. Log in to your PayPal account, select Add Money and click Add money at a Store next to PayPal CASH®. You’ll be redirected to the PayPal CASH® registration page.
  2. Select a retailer and we’ll make a custom barcode for you.
  3. Print or get the barcode on your smartphone and bring it to the register (along with your cash). A $3.95 service fee applies. The mobile barcode will expire in one hour. The print barcode will expire after 48 hours.
TIP for mobile users: Wait until you are at the retail location to generate your barcode on your phone. Once a barcode is generated on your mobile phone, it will expire after one hour, and you will have to create a new one. If you accidentally close or refresh your barcode page, you’ll have to generate a new barcode.
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