What is PayPal Rewards and how does it work?
PayPal Rewards is PayPal’s rewards program that lets you earn points when you take advantage of offers available to you when you use PayPal and PayPal Honey (“Honey”) features.
Earned points can be redeemed at PayPal checkout — apply them toward a purchase, exchange them for rewards, or donate them to a charity of your choice.
Do I need to sign up for PayPal Rewards? Is there a fee?
If you have a PayPal account, you’re eligible to start earning PayPal Rewards right away on eligible transactions. There's no additional sign up or enrollment needed, and there’s no cost to join.
What are PayPal Rewards points and how do I earn them?
PayPal Rewards are points you earn when you purchase eligible items from offers on the PayPal app, PayPal.com, and the PayPal Honey browser extension. Points are generally earned on the subtotal amounts of eligible items you purchase and may exclude other amounts like taxes and shipping fees. Keep in mind that exclusions may apply, so read any exclusions carefully.
Shopping isn’t the only way to earn points. You can also earn points by completing other activities using PayPal. Go to the PayPal app to view available ways to earn.
How can I redeem PayPal Rewards points?
Visit the PayPal app or website to see available redemption options and redeem your PayPal Rewards points.
Where can I see my earned and pending PayPal Rewards points?
You can keep track of your points balance, see your past PayPal Rewards activity, and redeem your points in the PayPal app or online.
How long does it take for my points to show up in my PayPal Rewards balance?
Points will appear as pending in your account overview within 1-14 days of completing your qualifying purchase or incentivized activity. Points will remain pending for up to 90 days and cannot be used or redeemed during this time.
Travel-related points (such as points earned from eligible hotel reservations, airfare, or rental cars) may take longer.
Once points are ready to redeem, we’ll send you a confirmation email. You will also be able to see in your Rewards dashboard when points are no longer pending and are available to redeem.
How much are PayPal Rewards points worth?
A few things to know about PayPal Rewards points:
- Points cannot be purchased and have no value until redeemed.
- Points are not money or your personal property, and they may expire.
- While points can be redeemed for points-based rewards, other redemption options are also available — you're not required to redeem them that way.
You can redeem rewards when checking out with PayPal at the same 100 points = $1 rate, for gift cards through PayPal Honey’s gift card offering, or donate them.
Do PayPal Rewards points expire?
Points can expire. Learn more about how points expire (and how to prevent expiration).
Will I earn PayPal Reward points if I return a purchase?
You will not earn points for any item that you return or receive a full refund on. If you return all or part of your purchase or receive a refund on it, the number of points you receive on your purchase will be reduced based on the new subtotal of eligible items, regardless of pending status.
What happened to my PayPal Gold points?
PayPal Gold is now PayPal Rewards. If you had a PayPal Gold points balance, your points have been automatically converted to PayPal Rewards. You can check and manage your points balance in the PayPal app or online.
Can I earn PayPal Rewards points and my credit card rewards together?
Yes, purchases you make using a points-eligible credit card with PayPal are eligible to earn credit card points, in accordance with the terms of your card issuer’s points program.
You can also earn PayPal Rewards points for the same transaction if purchasing an eligible item from offers on the PayPal app, PayPal.com, or the PayPal Honey browser extension.
Can I use PayPal Rewards points and my credit card rewards together at checkout?
At this time, you are not able to use both PayPal Rewards points and your credit card points in the same PayPal transaction.
Can I earn PayPal Rewards points on my PayPal Debit Card purchases?
Yes, you can earn PayPal Rewards on eligible PayPal Debit Card purchases when you checkout with PayPal. Learn more about the PayPal Debit Card 5% monthly points category rewards.
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. Refer to Cardholder Agreement for details.
5% back earned on up to $1000 of selected category spend per month. 5% back awarded as points that can be redeemed for cash or other options. Terms apply.
The PayPal Business Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Card may be used everywhere Mastercard is accepted. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. Refer to Cardholder Agreement for amounts and details.
You'll receive unlimited 1% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly. Refer to Cardholder Agreement for complete details