Send
Send in seconds.
Receive
Request money easily.
Split
Easily split the bill with friends and family.
Tap to pay safely in stores with the PayPal Debit Card and get rewards online with PayPal checkout.
Adidas
Best Buy*
Instacart
Nordstrom
Origins
Starbucks
DoorDash
Ticketmaster
Clothing
Restaurants
Grocery
Tech
Health & Beauty
Gas
Get hundreds of
cash back offers.
Add another 5% from the category you choose every month, when you use the PayPal Debit Card.1
Paid every two weeks. No late fees. Won't affect your credit score to apply.2
With $0 down.
No sign-up fees or late fees.3
Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases.4
PayPal Credit is your always on digital credit line when you check out with PayPal. No Interest if paid in full in 6 months on purchases of $149 or more.5
It's free to set up, FDIC insured with and held at Synchrony Bank–and you can roll in all the cash back you earn with PayPal so you earn even more.
Use the app to buy, transfer, and sell cryptocurrencies: Bitcoin, Bitcoin Cash, Ethereum, Litecoin, and the PayPal stablecoin, PayPal USD.8