Pay with Rewards
Your rewards.
Your choice.

Spend your credit card rewards1 on whatever
you want, whenever you check out with PayPal.

Sign Up for Free

Relax, it’s easy to set your rewards free.


Add eligible cards with rewards to PayPal (see our partners below!)


Link your rewards to PayPal


Choose to Pay with Rewards at Checkout

Here's the ever-growing list of partners
who make shopping more rewarding.


Membership Rewards®

Learn more

Capital One

Capital One

Learn more


Ultimate Rewards®

Coming Soon!


ThankYou® Rewards

Learn more


Cashback Bonus®

Learn more


ELAN Financial

Learn more



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US Bank

US Bank

Learn more

Donate your rewards to a good cause.

It's easy to donate your rewards to support a cause you care about. Your points will automatically be converted to the equivalent dollar donation amount.

Donate now

Why you should do rewards your way

You can add an eligible card in a few simple steps.

Your credit card rewards can be redeemed at millions of online stores.

It’s fast and easy to Pay with Rewards whenever you check out.

You can get your PayPal benefits, like Return Shipping on Us* and Purchase Protection** on eligible purchases.

There's no minimum spend when you Pay with Rewards and partial payment is cool.

Because it can be really fun to shop with your credit card rewards.

1Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.

American Express Membership Rewards® terms
Citi ThankYou points® terms
Chase Ultimate Rewards® terms
Discover Cashback Bonus® terms

*Exclusions apply. This is an exclusive offer offered to eligible PayPal account owners. With this service you are eligible to receive up to 12 refunds per calendar year (between January 1st and December 31st), and may receive refunds of up to $30 USD per claim. PayPal reserves the right to cancel or modify part of or this entire Offer at any time without notice, for any reason in their sole discretion. See full terms and conditions.

** Available on eligible purchase. Terms and limitations apply.
See terms at

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