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How long does it take to add money from my bank account to my PayPal Balance or Business account?

Adding money from your bank account to your PayPal balance usually takes up to 5 business days (Saturday, Sunday, and Holidays aren’t considered business days) however, you can add money in seconds using a debit card.

Here’s how to add money to your PayPal balance on the PayPal app:

  1. Tap Add Money beside your balance.
  2. Select 'From your bank or debit card.'
  3. Enter the amount.
  4. Choose either ‘In seconds with debit’ or ‘in 3-5 days with your bank.’

There are daily, weekly, and monthly limits on the amounts you can transfer to your PayPal balance from your bank.

Here’s how to see when the money will be in your account:

  1. Go to your Activity.
  2. Click the transfer in question.

Did you know that you don't need to add money to your PayPal account to make a payment? Just link a debit or credit card, or a bank to your PayPal account. Confirm it, and choose it at the checkout.

To pay instantly with your bank account, you’ll need to link a debit or credit card to your PayPal account as a backup. We’ll only charge the card if we're unable to debit your bank account for the payment.

To manage risk, PayPal may limit the payment methods available for a transaction. This can happen for a variety of reasons:

  • PayPal detects a payment attempt that’s unusual considering previous account history.
  • To ensure that there’s sufficient money in your bank account.
  • Any other reason we may find that indicates there’s possible risk associated with the payment.

We put security measures in place to review transactions before they’re sent out to protect all parties involved.

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