At any time, you can choose to make a one-time payment or schedule automatic payments towards your balance due. You can pay using your PayPal balance, or your linked bank account conveniently with the PayPal app or on PayPal.com. You may need a linked bank account to pay your bill, even if you’re paying with your PayPal balance, as it will be used if your balance is insufficient.

You can also mail your payments to:

PayPal Credit Svcs/SYNCB
PO Box 71718​
Philadelphia, PA 19176-1718

Note: When mailing a payment, please make sure you include your PayPal Cashback Mastercard account number. Please allow enough time for payment to be received.

Or, you can call our customer service department at (855) 938-3684 to make a payment. There may be an additional charge for expedited payment by phone.

Is there a late fee?

Yes, you will be charged a late fee for each month the minimum payment is not paid by the payment due date. An explanation of the Late Payment Fee is provided in the PayPal Cashback Mastercard Terms and Rates.

The Late Fee is equal to:

• $29, if you have paid your minimum payment due by the due date in each of the prior six billing cycles; OR
• $40 if you have failed to pay your minimum payment due by the due date in any one or more of the prior six billing cycles.

However, the Late Fee will not be more than the minimum payment that was due.