Online credit card processing fees

Build a payment processing solution as unique as your business, at the scale of your business.

PayPal Payments Standard & Express Checkout

  • No startup costs, no termination fee, no monthly fees
  • Accept PayPal payments with Express Checkout
  • Accept PayPal payments and all major credit cards with PayPal Payments Standard

Online invoicing fees

  • No startup costs, no termination fee, no monthly fees
  • Allows customers to pay you directly from invoices
  • Create online invoices with our free PayPal.com templates
  • Create invoices with our free Microsoft Excel templates
U.S. Fees 2.9% + $0.30 per transaction
International Fees 3.9% + fixed fee per transaction

Nonprofit Charity processing fees

Discounted credit card processing fees for registered charities with 501(c)(3) status.
Learn more about discounts for charities.

$0 to $100,000 2.2% + $0.30 per transaction
$100,000+ Call: 1-855-787-1012

Micropayment fees

If your transactions are less than $10, you can save money with our micropayment processing fees. In the comparison chart to the right, see how you can save money with our 5% plus 5¢ rate compared with our standard PayPal fees.

Micropayments (5% + $0.05) Standard Rate (2.9% + $0.30)
$2.00 average payment $2.00 average payment
$0.15 transaction fee $0.36 transaction fee
$15.00 (total cost of 100 payments) $36.00 (total cost of 100 payments)

PayPal Payments Pro

  • No startup costs, no termination fee
  • $30 monthly fee
  • You provide customers with a fully customized checkout experience right on your site
  • Includes Virtual Terminal to allow you to accept payments over the phone

Virtual Terminal fees

  • No startup costs, no termination fee
  • $30 monthly fee
  • Turn any computer into a credit card terminal

American Express® card usage fees: 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal.

U.S. Fees 2.9% + $0.30 per transaction
International Fees 3.9% + fixed fee per transaction
Virtual Terminal 3.1% + $0.30 per domestic transaction; additional 1% for cross-border transactions
Volume Discounts For PayPal Payments Pro or Virtual Terminal, call 1-855-787-1012 for volume discount eligibility.

Pricing for Add-On Services

Recurring Billing: $10 monthly fee

Advanced Fraud Protection Services: $10 monthly + $0.05* per transaction

*Excludes Express Checkout transactions.

Other online merchant fees

International Sales: The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1% international transaction fee to receive payments from another country

Chargeback Fee: $20

Uncaptured Authorization: after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization

Card Verification Transactions: used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission

Refund Fee: Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments)

American Express® card usage fees: 3.5% per transaction on PayPal Payments Pro, PayPal Payments Advanced and Virtual Terminal

View less discounts & fees

Point of Sale & Credit Card Payment Processing Fees

PayPal is a convenient way to accept credit cards in your store or with mobile payments. Wherever your business goes, you can process your customers' credit card payments.

Mobile Card Reader Fees

  • No startup costs, no termination fee, no monthly fees
  • Accept payments on your smartphone and tablet, on the go or in-store
Swiped & check-in transactions 2.7% per transaction
Keyed or scanned transactions 3.5% + $0.15 per transaction
International fees Accept non-US cards for the standard 2.7% per swipe plus a 1% cross-border fee and/or 2.5% currency conversion.

Mobile credit card reader fees

Monthly Subscription: None

International Sales: The pricing table above applies to domestic payments in US dollars. There's an additional 2.5% charge for any currency conversion and a 1% international transaction fee to receive payments from another country

Chargeback Fee: $20

Uncaptured Authorization: after a successful authorization, you'll be charged if you do not complete the sale using PayPal Payments Pro: $0.30 per uncaptured authorization

Card Verification Transactions: used to verify that a cardholder’s account is in good standing without processing a purchase transaction: $0.30 per submission

Refund Fee: Fixed fee portion of the original transaction fee (for example, the refund fee is $0.30 for domestic payments)

View less discounts & fees

Merchant Services and Business Products