Pay Later messaging

Close the sale by promoting Pay Later.

Dynamic messaging lets you automatically present relevant Pay Later offers throughout the shopping journey—at no additional cost for your business.

Enable Pay Later MessagingConnect With Us
Talk to a payments expert to get started, 1-855-477-5687.
A mobile phone screen of a customer at checkout buying golf clubs ; a tile offering PayPal pay later option

Low-effort conversion. No extra cost.

Help shoppers buy what they need

Accelerate sales by letting customers know they have payment options as they browse, shop, and check out.

Get useful business insights

Access reports that show sales, average order value, and customer info from Pay Later purchases.

Enjoy automatic updates

Once you enable dynamic messaging, new Pay Later options are automatically added when available.

Drive sales at no additional cost

In the US, the PayPal Pay Later average order value (AOV) is 35% higher than the standard PayPal AOV for large enterprise merchants with upstream messaging.1

Help turn browsers into buyers

67 %
of PayPal Pay Later users have abandoned a purchase because PayPal Pay Later options were not available at checkout2
11 %
lift in sales after 3 months of adding PayPal Pay Later messaging for US large enterprise merchants3

Drive sales and cart sizes while customers shop

Place messaging upfront on your homepage and category pages

Show Pay Later offers on your product pages

Pay Monthly is subject to consumer credit approval.4 Merchant-funded 0% APR for consumers is in addition to your applicable PayPal transaction rate.

Pay Monthly³ is subject to consumer credit approval. Merchant-funded 0% APR for consumers is in addition to your applicable PayPal transaction rate.

Add messaging to your cart and checkout pages

Pay Monthly is subject to consumer credit approval.4 Merchant-funded 0% APR for consumers is in addition to your applicable PayPal transaction rate.

Pay Monthly³ is subject to consumer credit approval. Merchant-funded 0% APR for consumers is in addition to your applicable PayPal transaction rate.

Explore articles, case studies, and more

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Frequently asked questions

More about payments processing

Accept PayPal Payments
 
Venmo for Business
 
Developer Documentation
 
Payment Methods
 

Add Pay Later messaging to your site today

If you already have an account, you can get started right away. If not, contact a payments expert to learn more.

Enable Pay Later MessagingConnect With Us
Talk to a payments expert 1-855-477-5687.
Images are for illustrative purposes only.
1
Based on an internal data analysis of Pay Later large enterprise retailers, October 2020 through August 2023. Pay Later data inclusive of transactions using Pay in 4 or Pay Monthly. Upstream messaging means Pay Later messaging on product, cart, checkout pages, and second button.
2
Nielsen Survey, Commissioned by PayPal, Nielsen Media Attitudinal Survey of USA (February 2023) with 3,999 recent purchasers (past 2 weeks) from large enterprise merchants, including 1,999 PayPal transactions & 2,000 non-PayPal transactions. Base N. PayPal BNPL (Pay Monthly and/or Pay In 4) users in last 12 months = 2,334​.
3
Based on an internal data analysis of LE retailers with PayPal Pay Later messaging from October 2020 through August 2023.
4
Pay Monthly is subject to consumer credit approval.  Term lengths and fixed APR of 9.99-35.99% vary based on the customer's creditworthiness.  The lender for Pay Monthly is WebBank.  PayPal, Inc. (NMLS #910457):  CT Small Loan Licensee.  RI Loan Broker Licensee.  VT Loan Solicitation Licensee.
5
Requires the latest PayPal Checkout Javascript Software Development Kit (JS SDK).