How to get started.

It’s easy to get paid using PayPal. We've put together a guide to provide you with the four basic steps, as well as information on PayPal’s payment solutions.

It’s easy to get paid using PayPal. We've put together a guide to provide you with the four basic steps, as well as information on PayPal’s payment solutions.

Sign Up Now

Four easy steps to get started.

Sign up

Whether you are an individual business owner or a corporation, please sign up for a “Business account” with these simple steps:

  • Enter your email address
  • Enter basic account information
  • Provide the details of your business
  • Provide account holder’s information

After signing up, don’t forget to confirm your email address in order to receive payments.

Are you an individual business owner?

Verify your account

To ensure the security of your PayPal account, you’ll be asked to verify your card or bank account details before withdrawing funds from your PayPal account.

Select from the following verification methods:

Verification method (select one)Process
UnionPay card

When you add a UnionPay card in your PayPal account, you will receive an SMS verification code. Enter the verification code on the PayPal page to complete the verification.

Duration: Instantly
Supported banks / card types: UnionPay debit card or single currency credit card
International credit card

When you add an international credit card, we will temporarily deduct $1.95 USD from the card and generate a 4-digit code on your credit card statement. Log in to your PayPal account and enter the code to complete the verification. $1.95 USD will be refunded to your PayPal account within 24 hours.

Duration: 2-3 business days
Supported banks / card types: Dual currency credit cards with Visa, MasterCard or American Express logos
Start receiving payments

PayPal provides payment solutions for different types of businesses.

You can choose from the following payment solutions:

Your business typePayment solutions catered to you 
WholesalerB2B business payment solutions  
B2C retailerGet paid on a websiteGet paid on a marketplace
FreelancerFreelancer payment solutions 
Individual sellerGet paid by emailGet paid on a marketplace
Withdraw funds

Transfer funds easily from your PayPal account to your bank account.

PayPal supports withdrawals to major banks in China, Hong Kong and the United States.

Withdrawal method and currencyDurationFees
Fully online, withdraw CNY 2-3 business days1.2% of the withdrawal amount
Wire transfer to bank account in China (Receive in USD)3-7 business days$35 USD per withdrawal
Withdrawing to bank account in Hong Kong (Receive in HKD)3-6 business daysFree if $1,000 HKD or more is withdrawn. $3.50 HKD per withdrawal if less than $1,000 HKD is withdrawn
Withdrawing to bank account in the US (Receive in USD)3-4 business daysFree
Requesting a check (Receive in USD)4-6 weeks$5 USD per withdrawal

No monthly fees, no setup fee, discounted merchant rates available.

More about fees

Have a question?

Visit our Help Center for frequently asked questions about signing up, managing your account and receiving payments.

Helpful resources to grow your business.

More tips for your business

You could visit our Information Hub to view more cross-border business tips and market insights on managing and growing your business.

PayPal WeChat Channel

Subscribe to the PayPal business community on WeChat for start-up tips, customer service, and useful knowledge to make your cross-border business a success.

Get PayPal for your business today.