Enjoy No Interest if paid in full in 6 months on eBay.com purchases of $99+ when you check out with PayPal Credit.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms

Apply NowShop at eBay

Additional Information about PayPal Credit

Purchase on eBay.com

Make a cart purchase of $99+ on eBay.com and enjoy 6 months special financing. Subject to credit approval. See terms.

Spend $99+

This is not an introductory offer and there is no limit on qualifying purchases. However, cart totals of less than $99 cannot be combined to meet the minimum purchase amount.

Interest Rate

For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 3/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.

About PayPal Credit

PayPal Credit is a reusable Credit line available on eBay.com and wherever PayPal is accepted. Plus, it comes with the same secure transactions and flexibility you trust from PayPal.

Apply Now

More payment flexibility.

Pay now or over time. You decide what's best for you.

Manage your accounts at PayPal.com.

By simply logging into PayPal.com, you can keep track of all your PayPal and PayPal Credit transactions at any time. Plus, we will email you when your monthly statement is ready so you can stay on top of your payments. If you don't have an account with PayPal, it's easy to sign up at PayPal.com. 

Easy, fast checkout.

There’s no need to re-enter credit card or bank account details for each purchase. So you can get in, get out and get on with your life.

Protecting your purchases is our priority.

Eligible purchases can qualify for our PayPal Purchase Protection. See Limitations.  

Purchases Under $99

You can also use PayPal Credit for purchases under $99. Avoid interest by paying your purchase balance in full by the due date, or make the minimum payments until you’ve paid off the purchase and the accumulated interest from the posting date.

Still have questions?

Visit Our FAQ's

PayPal Credit is subject to credit approval as determined by the Lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges. 

Promotional offers may not be available in certain categories including: Everything Else –Adult Only, eBay Motors, Real Estate and Bullion. Promotional offers may not be available for purchases made on a mobile device. Copyright 2021 Bill Me Later, Inc. All rights reserved. The lender for PayPal Credit accounts is Synchrony Bank.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms.   

We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies