The PayPal Cash Mastercard® lets you easily use the money in your balance to shop online and in-stores everywhere Mastercard is accepted or withdraw cash at ATMs1 worldwide. All with no monthly fee, no minimum balance and no credit check.
The PayPal Cash Card is not a credit card, so no credit check is required.
Already have the PayPal Cash Card? Activate it now.
PayPal Cash Plus account required to get the card and to maintain and use a balance with the card.
Set up Direct Deposit, at no cost, with your employer or government benefits provider to automatically fund your balance.
Add check funds to your balance within minutes.2 Use the PayPal app to add checks with the camera on your smartphone.
Use a barcode from the PayPal app or swipe your PayPal Cash Card to add cash3 to your balance at one of over 100,000 locations nationwide.
Transfer funds from your bank account directly to your balance.
It's easy to organize your money and stay prepared for upcoming expenses with PayPal's Goals feature. Create a goal and put money aside for things like planning a trip or paying a bill. You can create and customize as many Goals as you want, at no cost. To spend it, just move it to your balance.
You may only set up Goals if you have a PayPal Cash Plus account. Terms apply.
At non-MoneyPass ATMs1
For Money in Minutes, 1% fee on payroll or government checks with preprinted signatures, or 5% fee on other checks.5 $5 minimum fee applies.
The PayPal Cash Card is a debit card linked to your PayPal Cash Plus balance. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Cash Plus account. Funds you hold in a PayPal Cash Plus account are not insured by the FDIC unless you have successfully requested a PayPal Cash Card. If you have successfully requested a PayPal Cash Card, then we will deposit the funds in your PayPal Cash Plus account into a pooled deposit account held by us for your benefit at an FDIC-insured bank. This structure used for accounts with a PayPal Cash Card is intended to provide the funds in your PayPal Cash Plus account with the benefit of pass-through FDIC insurance up to applicable limits.
The PayPal Cash Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Cash Plus funds.
1ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.
*PayPal Cash Plus account required to get the card.
Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. Terms apply. See Cardholder Agreement for details.
3Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Cash Plus account.
4Mobile Internet data charges may apply. Contact your mobile service provider for details.
5If your check isn’t approved to be cashed, no fees will be assessed.
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