Introducing The PayPal Cash Mastercard®
The PayPal Cash Card lets you easily use the money in your balance to shop online and in-stores everywhere Mastercard is accepted or withdraw cash at ATMs1 worldwide. All with no monthly fee, no minimum balance and no credit check.
The PayPal Cash Card is not a credit card, so no credit check is required.
Already have the PayPal Cash Card? Activate it now.
PayPal Cash Plus account is required to get the card, and use features listed below including Cash a Check, set up Goals and load or withdraw cash at retail locations.
It’s easy to add money and reload your card.
Keep your PayPal Cash Card funded with ease. The card is tied to your balance so it is important to make sure you have funds available in your account.
Direct Deposit
Set up Direct Deposit, at no cost, with your employer or government benefits provider to automatically fund your balance.
Cash a Check
Add check funds to your balance within minutes.2 Use the PayPal app to add checks with the camera on your smartphone.
Cash Loads
Use a barcode from the PayPal app or swipe your PayPal Cash Card to add cash3 to your balance at one of over 100,000 locations nationwide.
Bank Transfer
Transfer funds from your bank account directly to your balance.
Organize your money with Goals
It's easy to organize your money and stay prepared for upcoming expenses with PayPal's Goals feature. Create a goal and put money aside for things like planning a trip or paying a bill. You can create and customize as many Goals as you want, at no cost. To spend it, just move it to your balance.
You may only set up Goals if you have a PayPal Cash Plus account. Terms apply.
There's no cost to apply for the PayPal Cash Card.
We're straight forward with our fees. That's our promise to you.
$2.50 ATM Domestic & International Withdrawal Fee
At non-MoneyPass ATMs1
$3.00 Over the Counter Withdrawal Fee
2.5% Foreign Transaction Fee
Up to $4.95 Cash Reload Service Fee3
$0 for Money in 10 days Cash a Check Fee
For Money in Minutes, 1% fee on payroll or government checks with preprinted signatures, or 5% fee on other checks.5 $5 minimum fee applies.
$0 PayPal Cash Card purchase price
$0 Annual or monthly fees with the PayPal Cash Card
$0 Cash access at more than 25,000 MoneyPass ATMs nationwide
Right this way to your PayPal Cash Card.
Get the Card*Still have questions?
Visit our Help CenterThe PayPal Cash Card is a debit card linked to your PayPal Cash Plus balance. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Cash Plus account. Funds you hold in a PayPal Cash Plus account are not insured by the FDIC unless you have successfully requested a PayPal Cash Card. If you have successfully requested a PayPal Cash Card, then we will deposit the funds in your PayPal Cash Plus account into a pooled deposit account held by us for your benefit at an FDIC-insured bank. This structure used for accounts with a PayPal Cash Card is intended to provide the funds in your PayPal Cash Plus account with the benefit of pass-through FDIC insurance up to applicable limits.
The PayPal Cash Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Cash Plus funds.
1ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.
*PayPal Cash Plus account required to get the card.
Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. Terms apply. See Cardholder Agreement for details.
2The Cash a Check feature is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees and terms apply. All checks subject to review for approval. Unapproved checks will not be funded to your account. For more details, visit www.ingomoney.com/partners/paypal-terms-conditions.
3Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Cash Plus account.
4Mobile Internet data charges may apply. Contact your mobile service provider for details.
5If your check isn’t approved to be cashed, no fees will be assessed.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Play logo are trademarks of Google Inc.
Copyright © 2020 PayPal, Inc. All rights reserved. PayPal is located at 2211 N. First St., San Jose, CA 95131.
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